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11 Bama Ln #C7, Ringgold, GA, 30736

2beds
2baths
896sqft
$167,500
$187price/sqft
$1,326/moest. monthly cost
$53,040/yrincome needed

About This Home

Offering a 1 year home warranty with Achosa Home Warranty. Ready to move in and priced to sell, this home is a fantastic opportunity. This two-bedroom, one-and-a-half-bath condominium has been thoughtfully updated. The main floor features an open layout with LVP flooring, contemporary paint colors, and stylish light fixtures. The kitchen is designed for both function and style, featuring stainless steel appliances, including a refrigerator, plenty of cabinet storage, and granite counter tops. Upstairs, you'll find both bedrooms and the main full bathroom, providing a private retreat. A convenient half bath is located on the main level for guests and everyday convenience. The back stoop opens to a shared common space, perfect for pets or enjoying some fresh air without the hassle of yard work. Located just minutes from I-75, downtown Chattanooga, and downtown Ringgold, this unit offers easy access to everything. Whether you're a first-time buyer, looking to simplify your life, or an investor, this condo is a perfect fit.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
7/10
Ringgold Middle SchoolGrades 6-81.5 mi
6/10
Ringgold High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Oven,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 0038d0300c7

Features

  • Levels: Two
  • Patio & porch: Porch,Rear Porch,Porch - Covered
  • Exterior features: Awning(s),Lighting

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $846$10,152
Home Insurance *$175$2,100
Property Taxes $86$1,032
Electricity $219$2,637
Total$1,326$15,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,462/yr
40% on housing$39,780/yr
45% on housing$35,360/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$167
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$167,500
2024-11-08Listing removed$1,100
2024-10-09Listed for rent$1,100

For Sale by Agent

AgentKelly Bomar
BrokerageReal Agents Realty Company

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