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971 Montague Pl, Chattanooga, TN, 37408

1beds
2baths
1,107sqft
$299,900
$271price/sqft
$2,003/moest. monthly cost
$80,120/yrincome needed

About This Home

Discover modern living at Sculpture Alley at Montague, ideally situated beside the Sculpture Fields, a 33-acre outdoor art park in the heart of Chattanooga. This fully furnished one-bedroom, one-and-a-half-bath townhome offers a great opportunity for professionals, investors, or anyone looking to enjoy low-maintenance city living. Currently an active Air BnB with Short Term Rental permit! The entry level features a beautifully designed kitchen with quartz countertops, stainless steel appliances, included refrigerator, and easy-care luxury vinyl plank flooring. Upstairs, the open and inviting living area is filled with natural light and includes hardwood floors, a convenient half bath, and access to a private balcony -- perfect for relaxing after a long day or enjoying your morning coffee. The top floor serves as a comfortable private retreat with a spacious bedroom, hardwood flooring, walk-in closet, and an ensuite bath complete with double vanities and a tiled walk-in shower. A laundry closet is also conveniently located on this level for a stackable washer and dryer setup. Residents of Sculpture Alley enjoy quick access to the restaurants, entertainment, and shopping of the Southside while being just steps away from one of the city's most unique outdoor attractions. The Sculpture Fields offers scenic green space, public art installations, and miles of walking, running, and biking trails in a pet-friendly setting. Don't miss your chance to own in one of Chattanooga's most exciting newer developments.

Getting Around

43
WalkingCar-Dependent
26
TransitSome Transit
60
BikeBikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Open Floorplan,Pantry,Walk-In Closet(s),Tub/shower Combo,En Suite
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area above ground: 1,107

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,107
  • Total interior livable area: 1,107 sqft

Property

Details

  • Parcel number: 146p K 002.03c005

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 871.20 sqft
  • Features: Level
  • Lot size dimensions: .02

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $158$1,896
Property Taxes $154$1,848
Electricity $175$2,103
Total$2,003$24,036

Income You'd Need if You Spent...

35% on housing$68,674/yr
40% on housing$60,090/yr
45% on housing$53,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 37408$230
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37408
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$299,900
2023-09-14Sold$279,900
2023-08-22Pending sale$279,900
2023-08-04Listed for sale$279,900
2023-06-28Contingent$279,900
2023-05-10Listed for sale$279,900

For Sale by Agent

AgentBilly H Weathers
BrokerageRE/MAX Properties

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