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3288 Stone Creek Dr, Chattanooga, TN, 37405

2beds
3baths
1,684sqft
$448,500
$266price/sqft
$2,889/moest. monthly cost
$115,560/yrincome needed

About This Home

Set in a peaceful location within a vibrant and engaging community, this inviting home offers a wonderful blend of privacy, style, and everyday convenience. Enjoy the best of both worlds in this beautiful Oxford home, offering a luxurious private setting that allows you to remain connected to the energy, amenities, and sense of community that make this location so desirable. This cherished home features many updates compared to the standard offering, including cafe appliances; a tricked out Samsung refrigerator; a whimsical and gorgeous primary bath; jewel-like fixtures; super enhanced epoxy flooring for the extended deck, double car garage, and driveway with extra parking; screen doors; outdoor fans; and tons of creative storage. Neighborhood amenities include pool, clubhouse, outdoor gas fireplace, and a dog park. Combining low-maintenance living, a one-level plan, and a premier secluded park-like location, 3288 Stone Creek is a rare opportunity to enjoy easy living in the 37405.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-80.9 mi
5/10
Red Bank High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Brick/Mortar,Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Gas Water Heater,Ice Maker,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Entrance Foyer,Granite Counters,Pantry,Primary Downstairs,Tray Ceiling(s),En Suite
  • Window features: Vinyl Frames
  • Flooring: Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,684

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Property

Accessibility

  • Accessibility features: Accessible Central Living Area

Details

  • Parcel number: 117c A 009.01c076

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Porch,Porch - Covered
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Partial,Privacy,Vinyl
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Features: Level,Many Trees,Views
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,267$27,204
Home Insurance $216$2,592
Property Taxes $231$2,772
Electricity $175$2,103
Total$2,889$34,668

Income You'd Need if You Spent...

35% on housing$99,051/yr
40% on housing$86,670/yr
45% on housing$77,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$242
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$448,500
2023-06-09Sold$385,000
2023-04-18Price change$395,000
2023-04-06Listed for sale$400,000

For Sale by Agent

AgentJenny Noblit
BrokerageLive It! Realty

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