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454-456 Vliet Street, Cohoes, NY, 12047

8beds
3baths
3,200sqft
$999,777
$312price/sqft
$7,370/moest. monthly cost
$294,800/yrincome needed

About This Home

5-acre offering consisting of two parcels being sold in the North Colonie School District. The property features a 3,200 SF, five-bedroom main house and a three-bedroom second house offering an opportunity for updating, plus a 40' x 60' insulated steel-frame outbuilding with 200-amp electrical service. Adjacent to the North Colonie Soccer Complex, the property offers potential for approximately 8 to 12 total residential lots based on the layout and SFR zoning, subject to review and approvals. The seller reports that lands bordering the property to the east and west are protected as forever-wild land, limiting development and helping preserve long-term privacy. An opportunity for an owner-occupant, investor, builder, or developer seeking acreage and convenient access to schools, recreation, shopping, and major transportation routes. Buyer to independently verify subdivision potential, protected-land status, utilities, and all proposed uses.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Boght Hills SchoolGrades K-51.2 mi
8/10
8/10
Shaker High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Electric Oven,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Crawl Space,Exterior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • High Speed Internet,Central Vacuum,Crown Molding,Eat-in Kitchen
  • Door features: French Doors
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Wood Burning Stove,Living Room
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Hot Water,Wood,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 012689 10.1226
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5 Acres
  • Features: Level

Parking

  • Total spaces: 10
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,055$60,660
Home Insurance *$371$4,452
Property Taxes $1,416$16,992
Electricity $528$6,345
Total$7,370$88,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,685/yr
40% on housing$221,100/yr
45% on housing$196,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 12047$161
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12047$212
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$999,777

For Sale by Agent

AgentScott P Varley
BrokerageKW Platform

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