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616 Misty Gln, Nipomo, CA, 93444

4beds
3baths
2,954sqft
$1,700,000
$575price/sqft
$10,343/moest. monthly cost
$413,720/yrincome needed

About This Home

Welcome to the highly sought-after Black Lake Golf Community! This beautifully maintained 4-bedroom, 3-bath home offers an open-concept floor plan designed for comfortable living and entertaining. The spacious living room features a stunning custom veneer fireplace and flows seamlessly into the updated kitchen with quartz countertops, custom knotty alder cabinetry, stainless steel appliances, and abundant workspace. The private primary suite is a true retreat, offering a large walk-in closet, an additional closet, and a spacious ensuite with dual vanities and a soaking tub. Wake up each morning to peaceful views of the beautifully landscaped backyard. Three additional bedrooms provide plenty of space for family, guests, or a home office. From the moment you arrive, you'll be impressed by the exceptional curb appeal, featuring a stained concrete driveway leading to a three-car garage and meticulously landscaped front, backyard, and outdoor living spaces. Enjoy the Central Coast's mild year-round climate while relaxing or entertaining in your own private oasis. Ideally located near golf, shopping, dining, beaches, wineries, Highway 101, and top-rated schools, this exceptional home offers the perfect blend of elegance, comfort, and convenience. Don't miss this incredible opportunity to enjoy the very best of Central Coast living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Mesa Middle SchoolGrades 7-83.6 mi
8/10
Nipomo High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Separate/Formal Dining Room,High Ceilings,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,All Bedrooms Down,Primary Suite
  • Flooring: Laminate,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,954 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 091246007
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: Association
  • Patio & porch: Concrete
  • Has spa: Yes
  • Spa features: Association

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Drought

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$208$2,496
Property Taxes $906$10,872
Electricity $633$7,601
Total$10,343$124,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$354,617/yr
40% on housing$310,290/yr
45% on housing$275,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$450
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,595,000
2026-08-09Price change$1,625,000
2026-08-02Listed for sale$1,700,000
2026-06-02Sold$1,425,000
2026-05-25Pending sale$1,400,000

For Sale by Agent

AgentShiloh Flagg
BrokerageModern Broker

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