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10305 Ultar Dr, Stockton, CA, 95219

5beds
4baths
2,793sqft
$674,999
$242price/sqft
$5,275/moest. monthly cost
$211,000/yrincome needed

About This Home

Stunning 5-bedroom, 3-bathroom home in the desirable Villages Subdivision offers 2,793 sq ft of modern living. This thoughtfully designed new build features a spacious loft, upstairs laundry, and a downstairs bedroom with full bathroom and walk-in showerideal for guests or multi-gen living. The open-concept kitchen includes an oversized island, extended cabinetry, and ample storage space. The upstairs junior suite features an attached private bath, while the luxurious primary suite includes walk-out balcony access through the loft and serene lake views. Enjoy outdoor living with a covered patio and fully fenced backyard. Conveniently located near schools, parks, shopping, and major freeways.

Getting Around

5
WalkingCar-Dependent
18
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Bear Creek High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,793 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island,Kitchen/Family Combo

Property

Details

  • Parcel number: 066540090000
  • Zoning description: R
  • Special condition: Standard

Lot

  • Lot size: 5,845 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$209$2,508
Property Taxes $1,055$12,660
Electricity $598$7,187
Total$5,275$63,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,857/yr
40% on housing$158,250/yr
45% on housing$140,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 95219$241
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95219$280
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$674,999
2026-03-08Listed for sale$694,990
2026-03-01Listing removed$699,990
2025-09-03Listed for sale$699,990
2024-08-30Sold$626,500

For Sale by Agent

AgentLance McHan, Cornerstone Real Estate Group, Sheri Valdez, Cornerstone Real Estate Group
BrokerageCornerstone Real Estate Group

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