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639 Rosedale Way, Lathrop, CA, 95330

4beds
3baths
1,780sqft
$610,000
$343price/sqft
$3,805/moest. monthly cost
$152,200/yrincome needed

About This Home

639 Rosedale Way offers a home built in 2024 with four bedrooms and three full baths. The home features a bedroom and bath downstairs and three bedrooms (includes the primary) and two baths upstairs. The primary suite offers plenty of natural light, a walk-in closet and an ensuite bath with double sinks and extra storage. The open concept living area combines the living room, dining area and kitchen, all with easy access to the back yard. The kitchen features granite counter tops, an island, storage pantry and a gas stove. The solar system is owned. The home's windows are fitted with custom blinds. There is a two car attached garage, an upstairs laundry room and the large back yard is ready for a new owner's vision.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Lathrop High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Laundry Room,Common Area

Bathroom

  • Features: Shower Over Tub,Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry
  • Flooring: Vinyl,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Disposal,Gas Range/Cooktop,Kitchen Island,Pantry

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 192170490000
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,452 sqft
  • Features: Rectangular Lot,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$109$1,308
Property Taxes $214$2,568
Electricity $398$4,786
Total$3,805$45,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,457/yr
40% on housing$114,150/yr
45% on housing$101,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$286
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$610,000
2026-06-26Listing removed$2,875
2026-06-18Listed for rent$2,875
2026-06-15Sold$16,000
2026-04-14Listing removed$2,745
2026-04-03Listed for rent$2,745
2025-12-23Listing removed$2,745
2025-12-21Listed for rent$2,745
2024-08-15Sold$677,500

For Sale by Agent

AgentKen Vis
BrokerageRealty Experts

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