3242 Shrute Dr, Lathrop, CA, 95330
About This Home
Welcome to this beautiful 2022-built home in the highly desirable River Islands community. Offering 5 bedrooms, 4 bathrooms, and 3,682 sq. ft. of living space on an 8,458 sq. ft. lot, this home combines modern design with numerous upgrades throughout. The open floor plan features beautiful flooring, a chef's kitchen with two islands, double ovens, and a gas cooktop, perfect for entertaining. The main level includes a bedroom and full bathroom, plus a versatile room ideal for a craft room or office. Upstairs offers upgraded carpet, a spacious loft, and a large primary suite with a private balcony overlooking the backyard. The recently upgraded backyard (approx. $100K) is an entertainer's dream, featuring a custom pool and jacuzzi with app-controlled lighting, gazebo, and new landscaping. Additional upgrades include smart lights, smart locks, smart garage door opener with camera, Eero WiFi system, Nest thermostats, water softener, reverse osmosis filtration system, landscape lighting, and freshly painted backyard and balcony. Why buy new when you can own a fully upgraded home with a custom pool already completed?
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Concrete,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Built-In Gas Oven,Built-In Gas Range,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Double Oven,Tankless Water Heater,Wine Refrigerator
- Laundry features: Sink,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- Partial bathrooms: 1
Dining Room
- Features: Formal Room,Formal Area
Features
- Flooring: Carpet,Tile,Luxury Vinyl Plank,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 3,682 sqft
Kitchen
- Features: Pantry Closet,Quartz Counter,Kitchen Island
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Sunken Tub,Marble,Walk-In Closet(s)
Master Bedroom
- Features: Walk-In Closet
Property
Details
- Parcel number: 210730150000
- Zoning description: Residential
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Pool/Spa Combo,Fenced,Gunite
- Exterior features: Balcony,Outdoor Kitchen,Outdoor Grill
- Fencing: Back Yard
Lot
- Lot size: 8,459 sqft
- Features: Sprinklers In Front,Sprinklers In Rear,Garden,Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $1,261 | $15,132 |
| Electricity | $789 | $9,474 |
| Total | $7,804 | $93,648 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $1,189,000 |
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