




1851 Serene Ct, Tracy, CA, 95377
About This Home
Welcome to Regency at Tracy Lakes 55+ active adult gated community , where luxury living takes center stage. With three picturesque lakes, this vibrant community offers a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. The onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. An alluring foyer hallway flows past a spacious flex room to the great room, open to the luxury outdoor living space. The gourmet kitchen offers stainless steel appliances, 36" gas cooktop, large center island with breakfast bar, modern cabinets, and roomy walk-in pantry. Primary bedroom suite offers a generous walk-in closet and a spa-like bath with a dual-sink vanity, a large luxe shower with seat. Elegant craftsmanship, with 10-foot ceilings, 8-foot doors, 5 1/4" baseboards, dual-pane Anderson windows, Western stacking sliding doors. 2- car garage, and enery saving Solar Panel System (photos not of actual home and yard, for marketing only)
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Stucco
Other
- Builder model: Findley / Lot 19
- Builder name: Toll Brothers
Type & Style
- Home type: SingleFamily
- Architectural style: Farm House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave,Free-Standing Range,Self Cleaning Oven,Tankless Water Heater,ENERGY STAR Qualified Appliances
- Laundry features: Hookups Only,Laundry Room,Electric
Bathroom
- Features: Solid Surface
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Counter - Solid Surface,Smart Home
- Window features: Double Pane Windows
- Flooring: Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: None
- Fireplace: Yes
Heating & Cooling
- Heating features: Solar,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,768
- Total interior livable area: 1,768 sqft
Kitchen
- Features: Breakfast Bar,Counter - Solid Surface,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Ice Maker Hookup,Kitchen Island,Microwave,Range/Oven Free Standing,Self-Cleaning Oven
Property
Details
- Parcel number: 244400130000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Fencing: Fenced
Lot
- Lot size: 4,717 sqft
- Features: Level,Rectangular Lot,Back Yard,Front Yard,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,Guest,Garage Faces Front,Side By Side,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $571 | $6,852 |
| Electricity | $398 | $4,786 |
| Total | $4,361 | $52,332 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $661,972 |
| 2026-07-09 | Listed for sale | $644,995 |
