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851 Rosazzo Ln, Manteca, CA, 95337

5beds
4baths
2,833sqft
$750,000
$265price/sqft
$5,044/moest. monthly cost
$201,760/yrincome needed

About This Home

Two rents. One address. One year old. This 5-bedroom, 3.5-bath Manteca home is barely a year oldand it comes with something most new construction doesn't: a separate side unit with its own entrance that can be rented independently of the main home. For the first-time investor, that's two income streams on a single lot, single tax bill, single insurance policywithout the rehab risk of an older property. For the first-time homebuyer, it's a live-in-one, rent-the-other play: let a tenant help carry the payment while you build equity in one of the Central Valley's fastest-growing cities. It also works beautifully as private, dignified space for extended family or a returning adult child. The main home offers open-concept living, a modern kitchen, a generous primary suite, and a flexible bedroom-and-bath configuration downstairs. Everything is new, efficient, and truly move-in ready. Minutes to Hwy 99 and 120 with commuter access toward the Bay, plus schools, parks, shopping and dining nearby.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
East Union High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,833 sqft

Kitchen

  • Features: Stone Counters,Kitchen/Family Combo

Property

Details

  • Parcel number: 198280520000
  • Zoning: R
  • Special condition: Standard

Lot

  • Lot size: 5,248 sqft
  • Features: Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$149$1,788
Property Taxes $496$5,952
Electricity $607$7,289
Total$5,044$60,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,937/yr
40% on housing$151,320/yr
45% on housing$134,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 95337$306
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95337$279
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$750,000
2024-11-15Sold$786,000

For Sale by Agent

AgentManpreet Nagi
BrokerageKW Central Valley

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