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423 Chimney Rdg, Blairsville, GA, 30512

1beds
1baths
500sqft
$229,900
$460price/sqft
$1,620/moest. monthly cost
$64,800/yrincome needed

About This Home

Easy Living Like New tiny home. This 1BR/1BA 500 sq ft Jewel is stick built on the property. It offers a Bonus Laundry room that also is used for overflow guests. The great room is vaulted, offers lots of natural light, has LVP floors throughout, Granite tops in the kitchen and bathroom, stainless appliances, washer and dryer included. 1 mini split provides comfortable climate control. There's a beautiful sliding barn door closing off the bedroom from the great room. The private backyard can be enjoyed either from the screened porch, the open platform deck, or the mulched ground. Blinds throughout all the rooms. Bright, clean, Special. $660/year HOA covers grass mowing, road maintenance, septic upkeep, and garbage pickup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10
Union County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone,Concrete,Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cabin,Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Washer,Dryer,Tankless Water Heater,Electric Water Heater
  • Laundry features: Main Level,Mud Room,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock
  • Window features: Insulated Windows,Vinyl,Screens
  • Flooring: Luxury Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Mini-Split
  • Cooling features: Mini-Split

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 068 083 A26

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Deck,Covered,Open
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$96$1,152
Property Taxes $143$1,716
Electricity $219$2,637
Total$1,620$19,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,542/yr
40% on housing$48,600/yr
45% on housing$43,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 30512$192
Union County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 30512
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$229,900
2026-07-15Listed for sale$239,900
2025-12-05Sold$218,000
2025-11-08Pending sale$235,000
2025-10-29Price change$229,900
2025-08-20Price change$235,000
2025-07-26Price change$237,500
2025-05-10Listed for sale$239,999

For Sale by Agent

AgentMindy Allen Team
BrokerageREMAX Town & Country - Blairsville

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