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117 Clear Creek Dr, Ringgold, GA, 30736

2beds
2baths
1,635sqft
$345,000
$211price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Welcome to effortless living at 117 Clear Creek Drive in one of Ringgold's desirable gated communities. Designed for those ready to enjoy more life with less maintenance, this beautifully maintained single-level home offers the perfect blend of comfort, quality, and convenience just minutes from Chattanooga. Inside, the open floor plan creates an inviting space for everyday living and entertaining. The chef-inspired kitchen features timeless shaker-style cabinetry, quartz countertops, a tiled backsplash, bar seating, a pantry, and abundant workspace, flowing seamlessly into the spacious dining area and living room with soaring ceilings, crown molding, modern lighting, and a gas log fireplace that creates a warm, welcoming atmosphere. The spacious primary suite is thoughtfully designed as a private retreat with a large walk-in closet and an elegant ensuite bath featuring dual vanities and quality finishes. A generous secondary bedroom and full bath provide comfortable accommodations for guests, while the walk-in laundry room adds convenience to daily living. A rare finished sunroom extends the living space year-round, creating the perfect spot to enjoy morning coffee, read a book, or simply relax while overlooking the peaceful wooded backdrop. Step outside to the screened porch and patio, offering additional outdoor living with exceptional privacy. The attached two-car garage provides excellent storage, making it easy to keep everything organized while maintaining a low-maintenance lifestyle. Whether you're downsizing from a larger home, retiring, or simply looking for a move-in-ready property that lets you spend more time traveling, entertaining, and enjoying life, this home checks every box. Located just minutes from downtown Ringgold, Costco, Battlefield Parkway, Hamilton Place, dining, medical facilities, and only about 15 minutes from downtown Chattanooga, you'll enjoy easy access to everything you need while coming home to a quiet, secure community. If you're searching for luxury finishes, single-level living, and a lock-and-leave lifestyle without sacrificing space or quality, 117 Clear Creek Drive is the opportunity you've been waiting for. Buyer to verify all info.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Ringgold Middle SchoolGrades 6-84.9 mi
6/10
Ringgold High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Crown Molding,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite
  • Flooring: Luxury Vinyl
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,635

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,635
  • Total interior livable area: 1,635 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Library

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 0020m00700B

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch - Screened
  • Exterior features: Rain Gutters

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 50 x 127

Parking

  • Total spaces: 2
  • Parking features: Garage,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$175$2,100
Property Taxes $249$2,988
Electricity $219$2,637
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$345,000
2026-07-23Price change$345,000
2026-07-01Listed for sale$359,900
2023-04-13Sold$215,000
AgentDiane Patty
BrokerageKeller Williams Realty

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