




14 Elder Street #152, Mantoloking, NJ, 08738
About This Home
Welcome to coastal perfection in Osborn Dunes--a premier beach block, waterfront community in desirable South Mantoloking. Built to high quality and resilience standards, this turn-key 3-bedroom, 2.-bathroom unit offers phenomenal access to a private, life-guarded beach. The open layout features a beautiful new kitchen equipped with quartz countertops, sleek stainless steel appliances, and a spacious dining area designed for seamless entertaining. Enjoy the convenience of a second-floor washer and dryer, along with dedicated off-street parking for 2 vehicles. Whether you are searching for a year-round shore getaway, a low-maintenance vacation escape, or a lucrative rental investment in a pristine barrier-island community, this turnkey gem delivers it all. Showing Sundays 12-3pm only until September.
Getting Around
Schools
Construction
Condition
- Year built: 2024
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,019
- Total interior livable area: 1,019 sqft
Property
Details
- Parcel number: 070003600000001301C0152
Features
- Stories: 2
- Exterior features: Other
Lot
- Lot size: 1,306 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Inland Flooding
- Hurricane
- Ice Storm
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $1,390 | $16,680 |
| Electricity | $193 | $2,318 |
| Total | $7,749 | $92,988 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $1,175,000 |
| 2026-01-07 | Price change | $4,000 |
| 2025-05-28 | Price change | $3,500 |
| 2025-01-13 | Price change | $3,750 |
| 2024-09-18 | Listed for rent | $4,000 |
For Sale by Agent
