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10653 S Mackinaw Ave, Chicago, IL, 60617

4beds
2baths
--sqft
$349,900
--price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

Charming 2-Flat on Chicago's East Side, offering a truly move-in-ready opportunity. A fantastic opportunity to own this well maintained 2 unit building with a 2 car detached garage. Perfect for owner occupants or investors-live in one unit and rent the other, or lease both for steady cash flow. Each spacious unit features 2 bedrooms, a bright living room, formal dining room, and a generously sized kitchen with stainless steel appliances. Bathrooms have been newly remodeled with ceramic finishes for a modern touch. The property also includes a full unfinished attic and full basement, offering endless potential for expansion or customization. Conveniently located near parks, schools, and neighborhood amenities. Only a few minutes separate the property from the beach. Don't miss this opportunity-schedule your private showing today before it's gone!

Getting Around

70
WalkingSomewhat Walkable
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Washington G High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas,Forced Air,Space Heater,Sep Heating Systems - 2+

Property

Details

  • Parcel number: 26182030280000
  • Zoning: MULTI
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Lot

  • Lot size: 3,000 sqft
  • Lot size dimensions: 24X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$301$3,612
Property Taxes $504$6,048
Electricity $130$1,569
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60617$124
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60617$160
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$349,900
2026-07-14Listing removed$369,000
2026-06-17Price change$369,000
2026-05-20Listed for sale$379,000
2026-01-01Listing removed$379,000
2025-09-26Listed for sale$379,000
2024-10-24Sold$135,000
2024-09-25Pending sale$149,900
2024-09-19Listed for sale$149,900

For Sale by Agent

AgentGustavo Martinez
BrokerageChicagoland Brokers, Inc.

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