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42773 Garretts Lake Rd, Shawnee, OK, 74804

4beds
3baths
2,804sqft
$448,640
$160price/sqft
$3,290/moest. monthly cost
$131,600/yrincome needed

About This Home

***Builder/Buyer Financing Available-see supplements for rate details*** Welcome to North Rock Creek Ranch, Shawnee's newest addition in the highly sought-after North Rock Creek School District. The property includes newly landscaped yard features. A three-car garage will provide all the extra room required for the big toys you need and want. This gorgeous home with immaculate finishes was built by Lilley Signature Homes. As your eyes sweep from the rich wood flooring up to the stately vaulted ceilings, they will take in the warm tones of carefully curated paint colors and hardware. Imagine yourself cooking and entertaining in the large open-concept kitchen area, which features ample amounts of custom cabinetry. Rest easily in the primary suite with tray ceilings and pamper yourself in the ensuite bathroom with a soaking tub and gleaming shower. A spacious walk-in closet caps off the suite. A mud closet and oversized laundry room provide extra storage and an abundant workspace. A second-floor bonus room allows you to customize the space to suit your needs. Utilities include City of Shawnee water, CVEC electric and fiber, and ONG gas. This addition has a great central Oklahoma location, only minutes from I-40 and Shawnee, down 3/4 of a mile of paved road off of Hwy 18, and just across the street from NRC Schools. These homes are part of the largest home development in the NRC school district. Of the 97.5 total acres in the development, 47 acres will be retained for equestrian trails and facilities. Once the development is complete, this picturesque home will be nestled in beautiful timber and will feature equestrian amenities including a large stable, round pen, and trails.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick & Frame

Other

  • Builder name: Lilley Signature Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,804
  • Total interior livable area: 2,804 sqft

Property

Details

  • Parcel number: 42773NONEGarrett'sLake74804
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.50 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Pottawatomie County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,268$27,216
Home Insurance $583$6,996
Property Taxes $231$2,772
Electricity $208$2,503
Total$3,290$39,480

Income You'd Need if You Spent...

35% on housing$112,800/yr
40% on housing$98,700/yr
45% on housing$87,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 74804$154
Pottawatomie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 74804$142
Pottawatomie County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Price change$448,640
2025-08-01Price change$475,000
2025-06-11Price change$480,000
2025-05-12Price change$489,000
2024-09-19Listed for sale$499,000

For Sale by Agent

AgentSara Ross
BrokerageMartin Prop Mngmt & Realty

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