See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

495 State Highway 1470, Strunk, KY, 42649

4beds
3baths
2,230sqft
$699,900
$314price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

Now offering an extraordinary opportunity to own a truly one-of-a-kind estate set on an impressive 84.56 acres of breathtaking countryside. Recently surveyed and thoughtfully divided into a 7-acre parcel and a 77.56-acre parcel, this remarkable property provides flexibility for future plans while delivering unmatched privacy and space. Approximately 27 acres are cleared and usable, perfect for farming, livestock, recreation, or additional building sites, while the remaining wooded acreage creates a serene backdrop rich with wildlife and natural beauty. Three large ponds are strategically positioned throughout the property, adding both stunning views and endless possibilities for fishing, relaxing, or enhancing your outdoor lifestyle. Built in 2023 with quality and efficiency in mind, this spectacular custom home combines modern design with timeless finishes. From the moment you step inside, you are welcomed by soaring vaulted ceilings and an abundance of natural light that accentuates the home's open-concept layout. The heart of the home is the breathtaking kitchen, complete with custom cabinetry, stainless steel appliances, recessed lighting, and a beautifully designed hidden pantry that feels straight out of a dream. The adjoining living area is warm and inviting, centered around a striking stone gas fireplace that creates the perfect focal point for gathering. The main level offers a thoughtfully designed split-bedroom layout, featuring a spacious primary suite that serves as a peaceful retreat. Two additional generously sized bedrooms share a well-appointed full bath, while a formal dining space, dedicated laundry room, and exceptional storage complete the main floor. Upstairs, you'll find a second living or sitting area ideal for a media room, home office, or play space, along with additional bedroom space and a convenient half bath, providing flexibility for guests or growing families. This home was built for comfort and peace of mind, featuring a whole-home generator and a tankless water heater to ensure efficiency and reliability year-round. Whether you're seeking a private homestead, recreational paradise, or legacy property to pass down for generations, this rare offering delivers it all, luxury living, expansive acreage, water features, and unmatched tranquility. Opportunities like this are few and far between. This property truly checks every box. Note that the acreage (77.56 acres) may be purchased separately refer to MLS: 26007599

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
3/10
3/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Microwave,Refrigerator,Cooktop
  • Laundry features: Main Level

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,230

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1420000014.01

Features

  • Horses can be raised: Yes

Lot

  • Lot size: 84.56 Acres
  • Features: Landscaped,Secluded,Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$513$6,156
Property Taxes $274$3,288
Electricity $176$2,113
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.9%
-4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 42649$190
McCreary County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 42649
McCreary County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$899,900
2024-11-09Listing removed$899,000
2024-11-09Listed for sale$899,000
2024-10-24Contingent$899,000
2024-09-20Listed for sale$899,000

For Sale by Agent

AgentThe Dream Team Real Estate Professionals - Dreama Bolin
BrokerageLake Cumberland Real Estate Professionals

Similar Homes