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122 Topic St, Monroe, LA, 71203

4beds
2baths
2,200sqft
$124,900
$57price/sqft
$980/moest. monthly cost
$39,200/yrincome needed

About This Home

Looking for space, peace, and a great location? This 4-bedroom, 2-bath home sits on just over an acre in the Swartz school zone and offers tons of bang for your buck. Situated on a quiet street off Swartz Fairbanks Road, this 2002 double wide has FHA-compliant installation and a brand-new roof (2023). Inside, you’ll find two large living areas—one featuring a wood-burning fireplace—plus oversized bedrooms, walk-in closets, and a functional layout that gives everyone their own space. Outside perks include a front porch perfect for your rocking chairs and a storage building for tools or hobbies. This one’s the perfect mix of comfort, value, and location. Don’t miss out—call your agent today to schedule a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First
  • Area: 144

Bedroom1

  • Level: First
  • Area: 144

Bedroom2

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: First
  • Area: 192

Family Room

  • Level: First
  • Area: 192

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows,Some Stay
  • Number of fireplaces: 1
  • Fireplace features: One,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First
  • Area: 168

Living Room

  • Level: First
  • Area: 192

Master Bedroom

  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 7326
  • Zoning: res
  • Zoning description: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: Other
  • Waterfront features: None

Lot

  • Lot size: 1.48 Acres
  • Features: Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$129$1,548
Property Taxes $54$648
Electricity $166$1,996
Total$980$11,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,600/yr
40% on housing$29,400/yr
45% on housing$26,133/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 71203$112
Ouachita Parish$120

vs Homes Sold Last Month

Median $/sqft

ZIP 71203$127
Ouachita Parish$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$129,000
2026-03-06Listing removed$129,900
2026-01-05Price change$129,900
2025-08-13Price change$133,500
2025-07-23Listed for sale$135,000
2025-06-01Listing removed$137,500
2024-12-18Price change$137,500
2024-11-26Price change$145,000
2024-09-20Listed for sale$150,000

For Sale by Agent

AgentStacy Clark
BrokerageColdwell Banker Group One Realty

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