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1061 State Hwy #4, Eastham, MA, 02642

1beds
1baths
252sqft
$275,000
$1,091price/sqft
$1,999/moest. monthly cost
$79,960/yrincome needed

About This Home

Step into your very own Cape Cod escape. This sun-filled studio condo blends seaside charm with easy living, just minutes from both bay and ocean beaches. Over the past few years, the cottage has been thoughtfully updated, including a renovated kitchen and bath, vinyl plank flooring, new outdoor shower, new appliances, a 40-gallon water heater, 100-amp electrical service, freshly painted exterior, AZEK trim, and cedar residing. The space features a queen-size bed and ottoman which opens into a twin. After a day at the beach, unwind on your private deck surrounded by whispering pines. A pine needle covered path leads you to back roads with access to the Cape Cod Rail Trail. This turnkey seasonal gem combines modern comfort with classic Cape charm and every day feels like a vacation. Located in a well-kept community with convenient access to local shops and restaurants, The perfect personal getaway or delightful rental opportunity. Come experience the simple beauty of life by the coast.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Eastham Elementary SchoolGrades PK-52.1 mi
6/10
6/10

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Block
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area above ground: 252

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 252
  • Total interior livable area: 252 sqft

Property

Details

  • Parcel number: 2294888
  • Zoning: R
  • Exclusions: Cottage Is Being Offered Turnkey With A Few Personal Exclusions.

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Professional Landscaping,Outdoor Shower
  • Waterfront features: Bay,Lake/Pond,Ocean,Beach Ownership(Public)

Lot

  • Features: Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$107$1,284
Property Taxes $148$1,776
Electricity $354$4,259
Total$1,999$23,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,537/yr
40% on housing$59,970/yr
45% on housing$53,306/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,091This listing

vs Other Active Listings

Avg $/sqft

ZIP 02642$417
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02642$447
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$275,000
2026-01-06Listing removed$285,000
2025-11-09Listed for sale$285,000
2023-10-27Sold$238,000
2023-09-26Pending sale$199,000
2023-09-20Listed for sale$199,000

For Sale by Agent

AgentSherri Simms
BrokerageChristie's International Real Estate Atlantic Brokerage

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