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5148 Sewell Ferry Rd #5-A, Cedar Bluff, AL, 35959

2beds
2baths
976sqft
$169,900
$174price/sqft
$1,257/moest. monthly cost
$50,280/yrincome needed

About This Home

Charming furnished waterfront condo nestled along the banks of Weiss Lake, complete with a year-round fishing pier. This split floor plan features 2 bedrooms and 2 bathrooms, showcasing a living area adorned with a wood beam vaulted ceiling, a electric fireplace, and French doors that open to a covered porch with stunning lake views.The kitchen is equipped with new appliances. There’s also a laundry room featuring an on-demand natural gas water heater. Recent upgrades include a metal roof, CHA with ductwork, Pex water lines, updated bathrooms and faucets, carpeting in the bedrooms, and freshly painted. Conveniently located near a boat launch, this property also allows for short-term rentals

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Cedar Bluff High SchoolGrades PK-120.3 mi
5/10
Cherokee Co High SchoolGrades 9-124.6 mi
6/10
Gaylesville High SchoolGrades PK-124.7 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Spray Foam Insulation

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Refrigerator,Water Heater

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 976 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Recessed Lighting,Tile
  • Level: First
  • Area: 182

Laundry Room

  • Features: Tile
  • Level: First
  • Area: 50

Living Room

  • Features: Ceiling Fan(s),Tile,Vaulted Ceiling(s)
  • Level: First
  • Area: 255

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Vaulted Ceiling(s)
  • Level: First
  • Area: 228

Property

Details

  • Parcel number: 0191009321000154005

Features

  • Patio & porch: Screened Porch
  • Waterbody name: Weiss Lake

Lot

  • Lot size: 1,248 sqft
  • Lot size dimensions: 26 x 48

Parking

  • Parking features: Assigned,Driveway-Gravel,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$113$1,356
Property Taxes $45$540
Electricity $240$2,881
Total$1,257$15,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,097/yr
40% on housing$37,710/yr
45% on housing$33,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 35959$124
Cherokee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 35959
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$169,900
2026-05-22Listed for sale$179,900
2025-07-11Sold$140,000
2025-07-01Pending sale$162,000
2025-04-01Price change$162,000
2025-02-14Price change$169,000
2024-09-21Listed for sale$174,000

For Sale by Agent

AgentJill Griffin
BrokerageLakeWeissAlabama.com RES

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