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247 N Bishop Rd, Pt Washington, FL, 32459

3beds
2baths
1,685sqft
$1,000,000
$593price/sqft
$6,511/moest. monthly cost
$260,440/yrincome needed

About This Home

Discover your slice of paradise at 247 N Bishop Rd, a beautifully updated Florida cottage nestled in the sought-after Beach Highlands community of Santa Rosa Beach, right off iconic Scenic Highway 30A. This cozy, high-and-dry gem offers the perfect blend of relaxed coastal living, easy beach access, and strong potential as a full-time residence, second home, or high-demand 30A vacation rental. Just a short walk or bike ride to pristine Gulf beaches (via the nearby Beach Highlands public access), this home puts you in the heart of South Walton's emerald waters, sugar-white sands, and world-famous 30A lifestyle—minutes from boutique shopping, acclaimed restaurants, state parks, and coastal dune lakes. Step inside to timeless charm and modern comforts: fully furnished with rustic yet elegant decor, stunning chandeliers, granite countertops, a standout live-edge cypress island, stainless steel appliances, gas cooktop, custom range hood, antique doors, and shiplap accents throughout. The warm, inviting vibes create that true "welcome home" feel ideal for family gatherings or quiet evenings. Outside, entertain on the expansive deck overlooking a large, private backyard that backs to peaceful wooded lot for ultimate tranquility. Plenty of space for pets to play, outdoor dining, or simply soaking up the Florida sunshine. No rear neighbors means rare privacy in this prime location! Additional perks include proximity to the prestigious Santa Rosa Golf & Beach Club (just minutes away for championship golf, beach club amenities, and waterfront dining). Whether you're seeking year-round beach living, a weekend escape, or an income-generating 30A rental property in one of Florida's hottest markets, this turnkey cottage delivers. Don't miss this rare opportunity in Santa Rosa Beach schedule your showing today and start living the 30A dream! (Approx. 1,685 sq ft, 3 beds, 2 baths, built 2010 - fully furnished and move-in ready.)

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2010

Materials

  • Roof: Metal
  • Construction materials: Frame,Shake Siding,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Washer
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 160
  • Dimensions: 20 x 8

Features

  • Bookcases,Kitchen Island,Recessed Lighting,Walls Wainscoting
  • Window features: Double Pane Windows,Window Treatments
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Living Room

  • Level: First
  • Area: 256
  • Dimensions: 16 x 16

Master Bedroom

  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: 043S203402000F0030
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Deck,Screened
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Within 1/2 Mile to Water
  • Lot size dimensions: 70 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$850$10,200
Property Taxes $408$4,896
Electricity $197$2,366
Total$6,511$78,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,234/yr
40% on housing$195,330/yr
45% on housing$173,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$593This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$602
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$1,000,000
2024-06-17Sold$945,900
2024-05-16Pending sale$960,000
2024-05-12Price change$960,000
2024-04-13Price change$999,500
2024-04-08Price change$1,070,000
2024-03-27Price change$1,100,000
2024-03-19Listed for sale$1,180,000
2024-03-15Listing removed--
2023-11-13Price change$1,200,000
2022-09-03Pending sale$945,000
2022-08-16Price change$945,000
2022-07-15Price change$999,500
2022-07-04Listed for sale$1,100,000

For Sale by Agent

AgentJordan P Trosclair
BrokerageBerkshire Hathaway Home Services PenFed Realty

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