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TBD Payne Siding Road, Hotchkiss, CO, 81419

0beds
0baths
0sqft
$1,899,900
--price/sqft
$11,019/moest. monthly cost
$440,760/yrincome needed

About This Home

720 acres between Hotchkiss, Delta & Cedaredge can be used for a multitude of opportunities. It is comprised of 2 parcels (640 & 80 Acres) that straddle the North & South side of Payne Siding Road. An abundance of dedicated water rights (4 Springs & 6Ditch Systems) give this property options for many types of use including: Irrigation, Stock water, Fire Protection & Domestic Use up to 100 Dwellings. In addition to this White Reservoir allows for 12 Acre Feet of water for: Augmentation, Irrigation, Fishery, Fire Protection & Stock water. This property abounds with Wildlife, Waterfowl, Topography, Elevation Gains, Vegetation Views and so much more! Current uses include: Livestock, Pasture, Non Commercial Gravel Mining, Storage & Other Uses. Explore USDA benefits as this property qualifies for eligible programs. Updated video & photos to come once the property is cleared of personal belongings and such.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Cedaredge Middle SchoolGrades 6-85.1 mi
6/10
Cedaredge High SchoolGrades 9-125.3 mi

Construction

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm,Agriculture,Mountain,Mixed Use,Recreational,Unimproved Land

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Other

Cooling

  • Cooling features: Other

Dining Room

  • Features: Other

Features

  • Other
  • Flooring: Other
  • Fireplace features: Other
  • Fireplace: Yes

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 323921100002
  • Zoning description: Agriculture,Commercial,Multi-Use,Other,Residential Single Family
  • Horse amenities: Corral(s)

Features

  • Levels: Other
  • Private pool: Yes
  • Pool features: Other
  • Exterior features: Other
  • Fencing: Barbed Wire,Full
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Has water view: Yes
  • Water view: Lake/Pond/Reservoir
  • Waterfront features: Pond,Seasonal Stream/Spring
  • Frontage type: S
  • Topography of land: Rolling,Sloping,Steep

Lot

  • Lot size: 720 Acres
  • Features: Foothills,Off Grid,Pasture

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,606$115,272
Home Insurance *$689$8,268
Property Taxes $538$6,456
Electricity $186$2,232
Total$11,019$132,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,794/yr
40% on housing$330,570/yr
45% on housing$293,840/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 81419$655
Delta County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 81419
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Listed for sale$1,899,900
2025-09-22Listing removed$1,999,900
2025-05-10Listed for sale$1,999,900
2025-04-13Pending sale$1,999,900
2025-03-21Listing removed$1,999,900
2025-03-15Listed for sale$1,999,900
2025-03-14Listing removed$1,999,900
2024-09-22Listed for sale$1,999,900

For Sale by Agent

AgentMichael Chavez
BrokerageKey Realty

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