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134 County Road 4560, Winnsboro, TX, 75494

3beds
2baths
1,120sqft
$199,900
$178price/sqft
$1,650/moest. monthly cost
$66,000/yrincome needed

About This Home

Welcome Home! 3/2 Country Home! Less than a year old central heating and air system installed. Industrial laminate flooring through out. Spray foam. Smart Siding and trim. Quartz counter tops. This house is fully updated. All new appliances with the home a refrigerator, dishwasher, stove, microwave, washer, and dryer. The ceiling fans are beautiful! Lots of large windows! Walk in shower in the master suite. Large front porch covered fenced if you want to have your pup out with you! This is a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
6/10
Winnsboro High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: See Remarks,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Free-Standing Range,Electric Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Laundry Room,Electric Dryer Hookup

Bathroom

  • Features: Shower Only,Tub Only,Double Vanity,See Remarks

Bedroom

  • Features: Master Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Ceiling Fans
  • Flooring: Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 20221
  • Exclusions: PERSONAL ITEMS

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Deck Covered
  • Exterior features: Rain Gutters
  • Fencing: Metal Fence
  • Topography of land: Level
  • Living area range: 1000-1500

Lot

  • Lot size: 0.35 Acres
  • Features: Landscaped,Sandy Loam

Parking

  • Parking features: No Garage,None,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$168$2,016
Property Taxes $234$2,808
Electricity $238$2,859
Total$1,650$19,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,571/yr
40% on housing$49,500/yr
45% on housing$44,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$366
Wood County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$199,900
2026-07-20Price change$219,000
2026-06-17Listed for sale$229,000
2020-11-09Sold--

For Sale by Agent

AgentWendy West
BrokerageColdwell Banker Lenhart-Gilmer

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