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403 Marsh Deer Run, Niceville, FL, 32578

4beds
3baths
2,450sqft
$670,000
$273price/sqft
$5,003/moest. monthly cost
$200,120/yrincome needed

About This Home

Estimated completion: March 2027. Builder is offering $10,000 to use toward an interest rate buy-down, closing costs, or upgrades, plus 1% toward buyer closing costs and an additional $2,000 toward closing costs when using the builder's preferred lender. Welcome to the SYCAMORE B, a beautifully designed 2-story home offering 2,450 square feet of thoughtfully planned living space in the highly sought-after Deer Moss Creek community. This 4-bedroom, 3-bathroom brick and Hardie Board home with an attached 2-car garage combines timeless architecture with today's most desirable finishes. Perfectly positioned on a premium homesite with no rear neighbors, you'll enjoy added privacy and peaceful views. The exterior showcases one of the builder's newest trending color palettes, featuring a sophisticated, rich moody finish that gives this home exceptional curb appeal. Inside, you'll find Michelangelo quartz countertops throughout, luxury vinyl plank flooring, wood tread stairs, fully cased windows, and a custom-designed primary closet. The gourmet kitchen features a large center island with bar seating, a spacious walk-in pantry complete with built-in cabinetry and countertop workspace, and flows seamlessly into the dining area with its convenient built-in serving bar--ideal for entertaining or everyday living. Located in Phase 7, this home also includes access to all of Deer Moss Creek's outstanding amenities, including a resort-style community pool, , clubhouse, basketball court, playground, gazebos, and miles of scenic walking trails. This exceptional home offers the perfect blend of style, comfort, privacy, and community living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
9/10
7/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2027

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Siding Brick Some,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 151.04
  • Dimensions: 11.8 x 12.8

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 114.4
  • Dimensions: 11 x 10.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 142.1
  • Dimensions: 14.5 x 9.8

Family Room

  • Level: First
  • Area: 383.04
  • Dimensions: 17.1 x 22.4

Features

  • Breakfast Bar,Kitchen Island,Recessed Lighting,Pantry,Shelving,Woodwork Painted
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 362.942
  • Dimensions: 20.4 x 17.8

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: First
  • Area: 141.6
  • Dimensions: 12 x 11.8

Master Bathroom

  • Level: Second
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 031S22100000000780
  • Zoning description: Resid Single Family

Features

  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 53.42 x 100 x 59.19 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$593$7,116
Property Taxes $777$9,324
Electricity $246$2,958
Total$5,003$60,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,531/yr
40% on housing$150,090/yr
45% on housing$133,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$258
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$670,000

For Sale by Agent

AgentCrystal M Tingle
BrokerageRuckel Properties Inc

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