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1019 River Bluff Dr, Washington, MO, 63090

2beds
5baths
2,305sqft
$850,000
$369price/sqft
$5,594/moest. monthly cost
$223,760/yrincome needed

About This Home

Welcome to The Bluffs at Bassora Place where modern luxury townhomes meet breathtaking Missouri River views. This exceptional 3-story plan can spans 2,305 sq. ft. of meticulously designed living space & exemplifies the pinnacle of contemporary craftsmanship. From the moment you step inside, the imported tilt & turn windows flood every room with natural light while framing picturesque views that change with the seasons-who needs artwork when you have the Missouri River as a backdrop? The main level features a bonus space that can be used as an office or bedroom & is appointed with a full bathroom & one of two decks. The 2nd level is open concept living, dining & gourmet kitchen that boasts elegant quartz countertops, tile backsplash & a Bosch appliance package. Gas fireplace, powder room & a 2nd deck- perfect for morning coffee, sunset wine tasting or al fresco dining, complete this floor. The top floor features 2 private bedroom suites. The Primary is bright, airy & presents panoramic river & bridge views. Enjoy a spa-worthy ensuite with radiant heated floors, soaker tub & exquisitely tiled shower. Custom walk-in closet system & Electrolux washer/dryer-perfectly located to service both bedrooms, creating a seamless blend of convenience & thoughtful design. The fully finished walkout lower level includes a covered patio, full bathroom & flexible space for either a 3rd bedroom, an entertainment room, office, gym or guest quarters. Single car garage comes equipped with electric vehicle charging capabilities & epoxy floors. Zoned heating & cooling maintain perfect comfort year-round. A 4-stop elevator is INCLUDED in the price of this home offering luxury & accessibility & will be offered as an up-charge option for all other townhomes, making this property an exceptional value! Located near Mercy Hospital Washington & easy access to the downtown riverfront attractions, dining, shopping & the Missouri River bridge-the gateway to the Katy Trail & Missouri wine country. This is contemporary living at its finest-where quality construction, stunning views & modern amenities converge in one remarkable package. Schedule your private showing today & discover why this home represents the perfect blend of style, substance & spectacular scenery.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Washington Middle SchoolGrades 7-80.8 mi
7/10
Washington High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Metal
  • Construction materials: Brick Veneer,Ducts Professionally Air-Sealed,Foam Insulation,HardiPlank Type,ICAT Recessed Lighting

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Mid-Rise 3or4 Story,Modern,Traditional
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Electric Oven,Range Hood,Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Sleeping Area,Walk-Out Access

Bedroom

  • Features: Floor Covering: Wood Engineered
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main

Dining Room

  • Features: Floor Covering: Wood Engineered
  • Level: Upper

Features

  • Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,Double Vanity,Elevator,High Ceilings,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Recessed Lighting,Separate Shower,Smart Thermostat,Soaking Tub,Stone Counters,Storage,Walk-In Closet(s),Wired for Data
  • Window features: Double Pane Windows,Insulated Windows,Low Emissivity Windows,Screens,Tilt-In Windows,Tinted Windows
  • Flooring: Ceramic Tile,Plank,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 435
  • Finished area above ground: 1,870

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Zoned
  • Cooling features: Central Air,Dual,Electric,ENERGY STAR Qualified Equipment,Heat Pump

Interior Area

  • Total structure area: 2,305
  • Total interior livable area: 2,305 sqft

Kitchen

  • Features: Floor Covering: Wood Engineered
  • Level: Upper

Living Room

  • Features: Floor Covering: Wood Engineered
  • Level: Upper

Primary Bedroom

  • Features: Floor Covering: Wood Engineered
  • Level: Upper

Recreation Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 1002302001009000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Composite,Covered,Deck,Rear Porch
  • Exterior features: Balcony,Lighting,Private Entrance
  • Has view: Yes
  • View description: Bridge(s),City,Neighborhood,River,Skyline
  • Water view: River
  • Waterfront features: River Front

Lot

  • Features: Adjoins Common Ground,Bluff,Sprinklers In Rear,Views,Zero Lot Line
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 1
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Front,Parking Pad,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$603$7,236
Property Taxes $517$6,204
Electricity $176$2,112
Total$5,594$67,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,794/yr
40% on housing$167,820/yr
45% on housing$149,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 63090$232
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 63090$184
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Listed for sale$850,000
2026-01-06Listing removed$824,900
2025-04-16Price change$824,900
2025-01-02Listed for sale$819,900
2024-10-30Listing removed$829,900
2024-10-07Price change$829,900
2024-10-07Listed for sale$819,900
2024-10-06Listing removed$829,900
2023-09-15Listed for sale$829,900

New Construction

AgentTerri E Kile
BrokerageDolan, Realtors

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