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206 Splitrail Dr, Mabank, TX, 75143

5beds
4baths
2,381sqft
$455,000
$191price/sqft
$3,486/moest. monthly cost
$139,440/yrincome needed

About This Home

Welcome home to the perfect blend of farmhouse charm and modern comfort in this beautiful 2024 custom built home in Mabank, Texas! Designed with family living in mind, this spacious 5 bedroom, 3.5 bath home offers plenty of room for everyone to spread out and enjoy life’s everyday moments. You’ll love the floor plan, perfect for family movie nights, game days, or just relaxing together after a busy day. The bright, chef-style kitchen is the heart of the home, featuring gorgeous quartz countertops, a large island for homework or snacks, double ovens, and a spacious pantry that keeps everything organized. With a 3-car garage, there’s space for vehicles, bikes, and all your family’s gear. The home sits in a quiet, established neighborhood, offering a peaceful setting with friendly neighbors and a true sense of community. Just minutes from the local country club, you’ll have easy access to a beautiful golf course and a scenic lake—less than a mile away! It’s the perfect spot for family outings, picnics, and outdoor fun. Plus, you’re only a short drive from Cedar Creek Lake, schools, shopping, and restaurants, making everyday life as convenient as it is enjoyable. Whether you’re hosting weekend get-togethers or spending a cozy evening at home, this Mabank modern farmhouse is the perfect place to make lasting family memories.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Kemp Intermediate SchoolGrades 3-54.7 mi
2/10
Kemp Junior High SchoolGrades 6-84.7 mi
3/10
Kemp High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 1 x 1

Features

  • Eat-in Kitchen,Kitchen Island,Multiple Master Suites,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,381 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 160487

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Door-Single,Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$361$4,332
Property Taxes $564$6,768
Electricity $261$3,137
Total$3,486$41,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,520/yr
40% on housing$104,580/yr
45% on housing$92,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$209
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-15Price change$420,000
2026-01-10Price change$445,000
2025-12-15Price change$3,300
2025-12-12Price change$3,500
2025-12-11Listed for rent$3,300
2025-11-03Price change$450,000
2025-10-18Listed for sale$474,771
2025-10-15Listing removed$475,000
2025-04-25Listed for sale$475,000
2025-03-24Listing removed$499,410
2024-11-02Price change$499,410
2024-10-21Price change$509,625
2024-09-24Listed for sale$519,950

For Sale by Agent

AgentChristian Padilla
BrokerageeXp Realty, LLC

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