See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

99-65 Lockwood Court, Howard Beach, NY, 11414

2beds
1baths
544sqft
$449,000
$825price/sqft
$2,939/moest. monthly cost
$117,560/yrincome needed

About This Home

As the weather warms up, there is no better time to enjoy waterfront living - this beautiful home is ready to welcome you. If you are a water lover then this is your chance to own a charming 2-bedroom, 1-bath home in the serene Hamilton Beach/Howard Beach area, where stunning water views and tranquility await. Set on a spacious 20 x 143 lot, this rebuilt gem offers the perfect balance of peaceful retreat and investment potential. The home was raised and rebuilt by the Build it Back Program in 2018. Enjoy the luxury of dock rights, low taxes at just $2,035, and endless possibilities for customization. Whether you're downsizing or envisioning your dream waterfront getaway, this home has incredible growth potential. Don't miss out on this rare opportunity to live on the water - this property is a must-see!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Ps 146 Howard BeachGrades PK-80.7 mi
4/10
John Adams High SchoolGrades 9-122.0 mi
6/10
Jhs 202 Robert H GoddardGrades 5-81.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Tankless Water Heater

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: New Windows
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 544
  • Total interior livable area: 544 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 142521676
  • Zoning: R3A

Features

  • Levels: One
  • Patio & porch: Deck
  • Exterior features: Juliet Balcony
  • Has view: Yes
  • View description: Panoramic
  • On waterfront: Yes
  • Waterfront features: Beach Front,Waterfront

Lot

  • Lot size: 2,860 sqft
  • Features: Near Public Transit,Near School,Near Shops
  • Lot size dimensions: 20 x 143

Parking

  • Parking features: Detached,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$143$1,716
Property Taxes $280$3,360
Electricity $246$2,954
Total$2,939$35,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,765/yr
40% on housing$88,170/yr
45% on housing$78,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$825This listing

vs Other Active Listings

Avg $/sqft

ZIP 11414$400
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11414$467
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$549,000
2025-09-24Price change$599,000
2025-04-21Price change$629,000
2024-11-20Price change$750,000
2024-09-24Listed for sale$899,000

For Sale by Agent

AgentJulia Xelas SRES
BrokerageJulia Xelas Realty

Similar Homes