218 Thomas St, Bay Saint Louis, MS, 39520
About This Home
''THE TREEHOUSE'' - A Luxurious Mid-Century, MODERN designed retreat in Bay St. Louis!! Welcome to the ''TREEHOUSE'' , a stunning custom -build mid century home nestled among majestic oaks in the highly sought-after town of Bay ST Louis. Designed to blend timeless architecture with natural beauty, this property offers the perfect balance of privacy, style and comfort. Situated on a 1/4 acre lot, This home is currently a active fully furnished short - term rental making it an ideal turnkey investment or private coastal escape, The exterior feature a durable metal roof, composite decking, and an inviting entertainment area downstairs... your very own private oasis with space for a pool. RV Parking and plenty of room for guest. Additional highlights include a 2 car carport and a workshop perfect for storage or creative projects. Inside offers an open concept floor plan filled with natural light with 2 br 2ba ensuites ! The sleek interior showcases custom cabinetry, quartz countertops, stainless steel appliances, mosaic tile backsplash and inspired flooring create a warm ,cohesive flow. Located just minutes from the vibrant and fun downtown district. A short golf cart ride away from boutiques, beaches, entertainment, casinos, golf and some of the best dining on the GULF Coast!! Whether you're searching for an elegant full time residence , a coastal getaway , or a proven income-producing property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2024
Materials
- Foundation: Pilings/Steel/Wood,Raised
- Roof: Metal
- Construction materials: Concrete,Vertical Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Refrigerator,Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Heater
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),High Ceilings,High Speed Internet,Open Floorplan
- Door features: Double Entry
- Window features: Aluminum Frames
- Flooring: Other
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Hot Water
- Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,122
- Total interior livable area: 1,122 sqft
Property
Details
- Parcel number: 144nO19041.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
- Exterior features: Outdoor Grill,Private Yard
- Fencing: Back Yard
Lot
- Lot size: 0.25 Acres
- Features: City Lot,Garden,Near Beach
- Lot size dimensions: 116 x 100
Parking
- Total spaces: 2
- Parking features: Covered,Driveway,No Garage,RV Access/Parking,Concrete
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $674 | $8,088 |
| Property Taxes | $274 | $3,288 |
| Electricity | $192 | $2,304 |
| Total | $3,663 | $43,956 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $499,000 |
| 2025-10-23 | Listed for sale | $519,900 |
| 2024-12-11 | Sold | -- |
| 2024-09-27 | Pending sale | $385,000 |
| 2024-09-25 | Listed for sale | $385,000 |
For Sale by Agent
View on Zillow