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321 Toadstool Trl, Wake Forest, NC, 27587

5beds
4baths
3,528sqft
$625,000
$177price/sqft
$4,130/moest. monthly cost
$165,200/yrincome needed

About This Home

Meticulously maintained 3,528 SF, five-bedroom, four-bath home built in 2023, ideally situated on a flat lot in the highly desirable Rosedale community. Freshly painted throughout, including the garage, this home offers a thoughtfully designed open-concept layout perfect for both entertaining and everyday living. The gourmet kitchen features quartz countertops, a large island, gas cooktop, high-end appliances, and a generous walk-in pantry, flowing seamlessly into the spacious family room with a natural gas fireplace and dining area. The main level includes a private home office with French doors, along with a guest bedroom and full bath--ideal for visitors or multigenerational living. Upstairs, the luxurious primary suite offers a separate sitting area, two walk-in closets, and an elegant spa-like bath. Three additional bedrooms include one with an ensuite bath, plus a large bonus room and loft providing flexible living space. Enjoy energy-efficient living with solar panels, a tankless water heater, EV charger, and garage storage racks. Outdoor living shines with a screened porch, extended patio, and fenced yard, plus an extended driveway for extra parking. Community amenities include a pool, pickleball courts, and proximity to the future Wake Forest Greenway, with top-rated schools nearby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
7/10
Wake Forest High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Range Hood,Stainless Steel Appliance(s),Oven
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Radon Mitigation,Separate Shower,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,528

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,528
  • Total interior livable area: 3,528 sqft

Property

Details

  • Parcel number: 186001193733000 0498435
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened
  • Exterior features: Fenced Yard
  • Fencing: Back Yard, Fenced
  • Has view: Yes

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$202$2,424
Property Taxes $440$5,280
Electricity $328$3,943
Total$4,130$49,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,600/yr
40% on housing$123,900/yr
45% on housing$110,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 27587$212
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27587$214
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$650,000
2026-04-23Listed for sale$665,000
2025-01-16Sold$649,000
2024-12-13Pending sale$649,000
2024-12-02Price change$649,000
2024-10-21Price change$650,000
2024-10-15Price change$659,999
2024-10-08Price change$670,000
2024-09-26Listed for sale$675,000
2023-07-24Sold$593,500

For Sale by Agent

AgentStacey Delgado
BrokerageRedfin Corporation

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