




198 Main St #205, Pismo Beach, CA, 93449
About This Home
Beach Dreamers and Investors--This is the perfect place for you! Seller is moving out of state. This studio comes furnished and is located on the 2nd floor giving you the perfect view. Look out to see a beautiful partial ocean view which is just steps to the Pismo Beach Pier. Dubbed the the Starfish Room in the Beach House Inn building, it is a peaceful space decorated in cool blues and teals to give that beachy vibe you have longed for. Sleeps 4 (King and Full bed). Enjoy the Balcony with the 2 seated glider as you watch the sunsets each night. It has one spacious bathroom and a kitchenette complete with a fridge, microwave, 4 electric burners and breakfast table. This unique hotel/condo allows the owner to stay up to 90 days per calendar year, and rent out the rest of the time as investors. The property management takes care of everything from rentals to cleaning to dealing with guests. All utilities, insurance are included in HOA dues. Management fees are separate. All you need to do is bring your swimsuit. Located downtown Pismo it is steps away from sand and popular restaurants. Also the secured parking garage (gated) comes with its own parking space. What more could you ask for!
Getting Around
Schools
Construction
Condition
- Property condition: Turnkey
- Year built: 2004
Materials
- Construction materials: Cement Siding,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Cooktop,Freezer,Refrigerator
- Laundry features: None
Bathroom
- Features: Separate Shower
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Door features: Sliding Doors
- Flooring: Carpet
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Electric,Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 468 sqft
Kitchen
- Features: Pots & Pan Drawers
Property
Accessibility
- Accessibility features: Parking
Details
- Parcel number: 005185007
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: first Floor
- Pool features: None
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Beach Access,Ocean Access
Lot
- Lot size: 1 Acres
- Features: 11-15 Units/Acre
Parking
- Total spaces: 1
- Parking features: Covered,Driveway Level,Guest,Gated,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $306 | $3,672 |
| Electricity | $398 | $4,786 |
| Total | $3,726 | $44,712 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-04 | Listed for sale | $575,000 |
