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740 N Michigan St, Elmhurst, IL, 60126

4beds
2baths
2,244sqft
$490,000
$218price/sqft
$3,566/moest. monthly cost
$142,640/yrincome needed

About This Home

Beautifully updated and move-in ready, this spacious 4-bedroom/2-bath home combines modern style, comfort, and functionality throughout. Sun-filled living spaces flow into a stunning kitchen featuring two-tone European cabinetry, quartz/granite countertops, stainless steel appliances, and a center island perfect for entertaining. Generously sized bedrooms, updated baths, and a finished lower level with additional living space, a fireplace, a wet bar, an office/guest room, and abundant storage offer flexibility for today's lifestyle. Step outside to your private backyard retreat, complete with an above-ground pool, Trex decking, pergola-covered patio, and fenced yard-ideal for relaxing or entertaining all summer long. Major updates include newer HVAC, roof, windows, siding, plumbing, and electric. Conveniently located near parks, top-rated schools, shopping, restaurants, Metra, and expressways. The property is connected to public water and additionally features a private well for outdoor watering and garden use. Truly turnkey and impeccably maintained!

Getting Around

72
WalkingVery Walkable
21
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

7/10
10/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Cooktop,Oven,Electric Cooktop,ENERGY STAR Qualified Appliances,Electric Oven,Range,Refrigerator
  • Laundry features: Laundry Closet,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Wood Laminate),Window Treatments (ENERGY STAR Qualified Windows)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Wood Laminate),Window Treatments (Curtains/Drapes,ENERGY STAR Qualified Windows)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Laminate),Window Treatments (ENERGY STAR Qualified Windows)
  • Level: Basement
  • Area: 176
  • Dimensions: 16X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 325
  • Dimensions: 25X13

Features

  • Wet Bar,Walk-In Closet(s),Open Floorplan,Granite Counters
  • Flooring: Hardwood
  • Attic: Unfinished
  • Finished area below ground: 1,122

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,244
  • Total interior livable area: 2,244 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Granite Counters,Pantry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 154
  • Dimensions: 22X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 336
  • Dimensions: 24X14

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (ENERGY STAR Qualified Windows)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0325317017
  • Special condition: Home Warranty
  • Other equipment: Ceiling Fan(s),Fan-Attic Exhaust,Sump Pump,Backup Sump Pump;

Features

  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Fenced

Lot

  • Lot size: 7,929 sqft
  • Features: Garden

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$146$1,752
Property Taxes $771$9,252
Electricity $172$2,071
Total$3,566$42,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,262/yr
40% on housing$106,980/yr
45% on housing$95,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 60126$352
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60126$358
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Contingent$499,000
2026-05-08Listed for sale$499,000
2020-11-17Listing removed$384,900
2020-11-05Listed for sale$384,900
2016-01-20Sold$185,000
2015-10-31Pending sale$184,900
2015-10-27Listed for sale$184,900

For Sale by Agent

AgentKris Maranda, CNC
Brokerage@properties Christie's International Real Estate

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