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614 Clover Ln, Orange, VA, 22960

3beds
3baths
2,800sqft
$499,900
$179price/sqft
$3,186/moest. monthly cost
$127,440/yrincome needed

About This Home

New home, with numerous and EXTENSIVE UP GRADES. Extra large master bedroom, with 2 walk in closets, and sitting area. Large Library off foyer entrance, finished basement, with large bedroom and large walk in closet. Also two extra built in walk in closets in finished basement. Finished basement, walks out on beautiful lower deck Garage is finished, painted and trimmed out, with epoxy floor.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Orange Elementary SchoolGrades PK-50.8 mi
6/10
4/10
Orange Co. High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Oven/Range - Electric,Water Heater,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Hookups Only

Basement

  • Area: 1612

Basement

  • Has basement: Yes
  • Basement: Rough Bath Plumb,Unfinished,Walk-Out Access,Windows,Partially Finished,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Central Vacuum,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,Unfinished Walls
  • Door features: Sliding Glass
  • Window features: Sliding
  • Flooring: Vinyl,Ceramic Tile,Carpet
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 4,412
  • Total interior livable area: 2,800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting,Sidewalks

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Rear Yard,SideYard(s)

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Hurricane
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$177$2,124
Property Taxes $213$2,556
Electricity $269$3,236
Total$3,186$38,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,234/yr
40% on housing$95,580/yr
45% on housing$84,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 22960$249
Orange County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 22960
Orange County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$514,900
2026-03-04Listed for sale$524,900
2025-01-23Sold$419,999
2025-01-07Pending sale$419,999
2024-12-04Price change$419,999
2024-09-26Listed for sale$459,999

For Sale by Agent

AgentPamela Debnam
BrokerageHouwzer, LLC

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