26 Pier Rd, Prudence Island, RI, 02872
About This Home
Rare opportunity to own a piece of Prudence Island history with this unique offering of 026 Pier Road, available for the first time in 30 years. The primary residence at 026 Pier Road was thoughtfully remodeled in 2004 to create a bright, airy sanctuary featuring soaring cathedral ceilings and an expansive open floor plan. At the heart of the home sits a beautiful central fireplace with a wood stove, perfect for cozy island evenings. A versatile loft overlooks the living area, providing an ideal space for guests or a home office. Wake up to serene views of Narragansett Bay and enjoy a lifestyle defined by convenience and nature; you are just a short walk from the ferry, sandy beaches, and miles of scenic hiking trails. 028 Pier Road next is also listed for sale, offering incredible potential for a guest house, studio, or rental income. Whether you are looking for a full-time residence or a multi-generational family compound, 26 Pier Road delivers the ultimate coastal escape.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Dry Wall,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Dryer,Microwave,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall (Dry Wall),Cathedral Ceiling(s),Plumbing (Copper)
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,112
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,112
- Total interior livable area: 1,112 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Other equipment: Wood Stove
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Access,Walk to Salt Water
Lot
- Lot size: 4,356 sqft
Parking
- Total spaces: 2
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $687 | $8,244 |
| Property Taxes | $644 | $7,728 |
| Electricity | $389 | $4,675 |
| Total | $6,265 | $75,180 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $490,000 |
View on Zillow