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2800 Cottonwood Cir, Mitchell, SD, 57301

3beds
2baths
1,750sqft
$415,000
$237price/sqft
$3,005/moest. monthly cost
$120,200/yrincome needed

About This Home

Located south of town, minutes from grocery stores, restaurants, and local shopping- This home offers modern style, warm inviting atmosphere, beautiful finishes, walk in pantry, irrigation system, electric fire place, back splash, and epoxied garage floor. New construction 2024. Agent is related to seller.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Mitchell High School - 01Grades 9-122.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter,Slab-on-grade
  • Construction materials: Frame,New 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Hood/Fan,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,750

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Property

Features

  • Patio & porch: Patio: Yes,Porch: Yes

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: .25 acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Inland Flooding
Wildfire

FEMA Declared Disasters in Davison County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $367$4,404
Property Taxes $394$4,728
Electricity $146$1,755
Total$3,005$36,060

Income You'd Need if You Spent...

35% on housing$103,028/yr
40% on housing$90,150/yr
45% on housing$80,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 57301$145
Davison County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 57301$140
Davison County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$415,000
2025-05-20Listing removed$399,000
2025-01-07Listed for sale$399,000
2024-11-18Listing removed$399,000
2024-09-27Listed for sale$399,000

For Sale by Agent

AgentKATTI L PAUL
BrokerageMitchell Realty LLC

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