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226 Grand Key Loop, Destin, FL, 32541

6beds
4baths
2,600sqft
$1,100,000
$423price/sqft
$7,053/moest. monthly cost
$282,120/yrincome needed

About This Home

NEW METAL ROOF! Incredible Destin Beach 3-story dream home in the ideal neighborhood. What sets Villages of Crystal Beach apart from anywhere else on earth? Walking distance to everything that matters, from Whole Foods to an IMAX to a Best Buy to boutique shopping to high-end restaurants. ALSO walking distance to the legendary Destin Beach! This house is DIRECTLY on the resort pool - largest in the city. These 3-story powerhouse rentals bring in $65000-$150000/yr (management-dependent), and their position is NOT subject to CBRA zoning due to the retention pond and high elevation. TRULY THE PERFECT INVESTMENT. What sets this one apart? New AC, New Washer/Dryer, New Grill, New 2nd Floor Bath, ALL MATCHING HARD FLOORS, ALL LIGHT CABINETS, and the only poolside one with a new metal roof.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
Destin Middle SchoolGrades 5-80.9 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.4 mi

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Slate,Roof Pitched
  • Construction materials: Frame,Vinyl Siding,Trim Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Family Room

  • Level: Second
  • Area: 324
  • Dimensions: 18 x 18

Features

  • Recessed Lighting,Owner's Closet
  • Flooring: Laminate
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 18 x 16

Master Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 002S22112500000290
  • Zoning description: Resid Single Family

Features

  • Stories: 3
  • Patio & porch: Covered,Enclosed,Porch
  • Exterior features: Outdoor Grill,Balcony,Columns

Lot

  • Lot size: 3,920 sqft
  • Features: Interior Lot,Sidewalk,Within 1/2 Mile to Water
  • Lot size dimensions: 50 x 80

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$167$2,004
Property Taxes $1,063$12,756
Electricity $261$3,139
Total$7,053$84,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,817/yr
40% on housing$211,590/yr
45% on housing$188,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$1,100,000
2025-12-11Price change$1,150,000
2025-01-21Listed for sale$1,200,000
2021-03-11Sold$800,000
2021-02-04Pending sale$720,995
2021-01-30Listed for sale$720,995
2013-12-27Sold$440,000
2013-08-02Sold$305,100
2007-05-31Sold$755,000

For Sale by Agent

AgentJustin J Elliott
BrokerageWHS Real Estate

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