1123 Mountain Creek Rd Lot 3, Chattanooga, TN, 37405
About This Home
PERFECT development opportunity! Beautiful 5.1-acre fully buildable tract of land at the foot of Signal Mountain, located directly across from The Oxford subdivision. With approximately 270 feet of road frontage, this property offers incredible development potential—whether as an R-1 residential community or the site of your custom dream home surrounded by scenic mountain views. Its prime location also allows for potential rezoning to Mixed-Use, creating endless opportunities for retail, office, or multi-family projects. Could also potentially be zoned as RT-Z for townhomes. A home currently sits on the property and will convey with the sale, but no showings are permitted as the property is being sold AS IS, with value based on the land itself.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Residential Lots/Land,Single Family Residence
Property
Details
- Parcel number: 108N A 012
Features
- Has view: Yes
- Topography of land: Level-Mostly
Lot
- Lot size: 5.10 Acres
- Features: Wooded-Some,Views,Other Improvements,Regular
- Lot size dimensions: 275 x 835
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $413 | $4,956 |
| Electricity | $175 | $2,103 |
| Total | $4,848 | $58,176 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-17 | Listed for sale | $799,900 |
For Sale by Agent
View on Zillow