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89 Sea Fern Dr, Leesburg, FL, 34788

2beds
2baths
1,456sqft
$144,900
$100price/sqft
$1,105/moest. monthly cost
$44,200/yrincome needed

About This Home

Gorgeous, brand-new Skyline 2/2 with "BONUS ROOM' nestled on a spacious lot. The open floorplan and top-of-the-line appointed kitchen are immediate standouts, with a rich array of beautiful flooring, cabinetry, fixtures and accessories. Owning a brand new home is ALWAYS a dream, at ANY point of one's life and when you can add this much beauty, value and an Active-Lifestyle community with golf, lakefront views, pool, hot tub/spa and daily/nightly activities it's literally a DREAM COME TRUE! Call to book a tour now!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10
Hagerty High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Hometown America

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,456 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$92$1,104
Property Taxes $84$1,008
Electricity $197$2,366
Total$1,105$13,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,885/yr
40% on housing$33,150/yr
45% on housing$29,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 34788$76
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 34788$170
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$149,900
2026-01-20Listed for sale$179,900
2025-06-28Listing removed$214,900
2024-09-30Listed for sale$214,900

New Construction Spec

BrokerageHometown America

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