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1783 Horse Crk, Julian, WV, 25529

6beds
2baths
2,520sqft
$249,000
$99price/sqft
$1,913/moest. monthly cost
$76,520/yrincome needed

About This Home

This unique duplex property offers a rare opportunity to create a spacious rustic home with incredible flexibility. With a total of 6 bedrooms and 2 full bathrooms, it’s perfect for a house-hacking setup, multi-generational living, or a private mother-in-law suite. The interior is beautifully styled with warm cabin-inspired finishes that give the home a cozy, welcoming feel. Both sides feature full kitchens along with their own washers and dryers, and they can easily function separately or be combined into one large single-story residence. Outside, a massive 920 sq ft covered patio creates the perfect gathering space for relaxing or entertaining. Located just steps from the Ivy Branch Trailhead of the Hatfield-McCoy Trails and a short drive to local attractions, this property blends rustic charm, versatility, and outdoor adventure right outside your door.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Duval Pk-8Grades PK-87.6 mi
1/10
Lincoln County High SchoolGrades 9-1214.4 mi
6/10
Midway Elementary SchoolGrades PK-57.6 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Water Softener

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Dimensions: 10.6x8.7

Bedroom2

  • Level: Main
  • Dimensions: 6.8x5.10

Bedroom3

  • Level: Main
  • Dimensions: 12.8x11.8

Bedroom4

  • Level: Main
  • Dimensions: 13.6x10.7

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Dimensions: 9.2x4.6

Dining Room

  • Level: Main
  • Dimensions: 0x0

Family Room

  • Level: Main
  • Dimensions: 27.6x11.7

Features

  • Eat-in Kitchen,Cable TV
  • Window features: Insulated Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 2,520 sqft

Kitchen

  • Level: Main
  • Dimensions: 22.3x10.7

Living Room

  • Level: Main
  • Dimensions: 23.3x15.3

Other

  • Level: Main
  • Dimensions: 11.10x9.10

Other

  • Level: Main
  • Dimensions: 12.11x10.6

Primary Bedroom

  • Level: Main
  • Dimensions: 16.6x13.6

Property

Details

  • Parcel number: 290072000100000000

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.67 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Parking features: Other,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$308$3,696
Property Taxes $85$1,020
Electricity $261$3,132
Total$1,913$22,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,588/yr
40% on housing$57,390/yr
45% on housing$51,013/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 25529
Lincoln County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 25529$126
Lincoln County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$249,000
2025-07-23Listing removed$299,000
2025-05-30Listed for sale$299,000
2025-05-27Listing removed$325,000
2025-04-21Price change$325,000
2025-03-13Price change$340,000
2025-02-06Listed for sale$375,000
2025-02-04Listing removed$420,000
2025-01-02Price change$420,000
2024-10-15Price change$450,000
2024-09-30Listed for sale$495,000

For Sale by Agent

AgentNick Campbell
BrokerageBetter Homes and Gardens Real Estate Central

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