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7284 Ny-28, Shandaken, NY, 12480

4beds
--baths
6,000sqft
$299,900
$50price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

This is a prime mixed-use property boasting 6000 square feet of potential nestled in a highly visible location, capturing the attention of passing traffic. Currently featuring a separate rental building and an owner's residence upstairs, this property offers a multifaceted investment opportunity. The commercial space downstairs presents a charming opportunity awaiting revitalization. With original wood beams and a rustic log-style bar exuding character, this space is primed to be reimagined as a vibrant local hotspot. The inviting fireplace sets a cozy ambiance, while expansive windows frame picturesque views of the mountains and tranquil stream across the street, flooding the interior with natural light. The commercial space downstairs, though in need of some TLC, holds immense potential for various business endeavors. Special features worth noting are: DEP approved and installed septic pumped in 2022, 3 year old roof on both buildings, Boiler replaced 5 years ago, The garage features radiant floor heat, an oversized 12 foot automatic door and a steel I-Beam with rolling hoist. Photos have been digitally altered to remove excess personal items.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
9/10
Onteora Middle SchoolGrades 7-89.4 mi
7/10
Onteora High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1906

Type & Style

  • Home type: MultiFamily
  • Architectural style: Log
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4

Features

  • 3 Seasons Room,Bar,Beamed Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 6,000

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Property

Details

  • Parcel number: 500000501800010100000000
  • Zoning: HB
  • Zoning description: HB

Features

  • Has view: Yes
  • View description: Creek/Stream,Mountain(s)
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: 40075

Parking

  • Total spaces: 4
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$108$1,296
Property Taxes $404$4,848
Electricity $991$11,898
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 12480$244
Ulster County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 12480
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$339,900
2025-10-27Price change$349,900
2025-07-03Price change$369,900
2025-05-08Price change$399,900
2025-03-17Price change$429,900
2024-10-25Price change$449,500
2024-09-30Listed for sale$455,000

For Sale by Agent

AgentTeresa Falkowski
BrokerageKeller Williams Realty HV Nort

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