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Village Ln, Pass Christian, MS, 39571

--beds
0baths
--sqft
$3,950,000
--price/sqft
$25,172/moest. monthly cost
$1,006,880/yrincome needed

About This Home

One of the last parcels directly on the beach overlooking the Gulf of Mexico. No highway or street to cross. 4.8 acres on Henderson Point zoned R-2 Medium Density Residential District. A PROPOSAL TO SUBDIVIDE THE PROPERTY INTO 32 LOTS WAS APPROVED BY HARRISON COUNTY. See layout in photos. R-2 allows single family and duplex dwellings by right and condominiums as a conditional use. Hotels and motels are not allowed without obtaining a variance. Henderson Point is a quiet area just over the Bay Bridge from Old Town Bay St. Louis, a local tourist destination. Old Town has shops, galleries, and restaurants; and, it is the site of many local events/festivals. The white sand beach on Henderson Point is virtually a private beach for the residents of the area. Not many other people use this part of the beach as it is hidden away on the point. Former site of The Village at Henderson Point Condominiums. Next door to the very popular Inn by the Sea Condominiums. Magnificent site for Private Residences, Condominiums or Apartments. The possibilities abound for this one of a kind piece of heaven. Flood zone AE (20 ft. BFE).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Land,Multi Family

Property

Details

  • Parcel number: 0213j03034.000
  • Zoning description: R2

Features

  • On waterfront: Yes
  • Waterfront features: Beach Front,Gulf Front

Lot

  • Lot size: 4.84 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 485.6' x 143.8' x 580.2' x 457.6' x 252.5'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,973$239,676
Home Insurance *$3,065$36,780
Property Taxes $1,942$23,304
Electricity $192$2,304
Total$25,172$302,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$863,040/yr
40% on housing$755,160/yr
45% on housing$671,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 39571$188
Harrison County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39571$241
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-09-30Listed for sale$3,950,000

For Sale by Agent

AgentAvra O'Dwyer
BrokerageO'Dwyer Realty-PSC

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