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4522 NW 194th St, Miami Gardens, FL, 33055

4beds
2baths
1,211sqft
$385,000
$318price/sqft
$2,517/moest. monthly cost
$100,680/yrincome needed

About This Home

Spacious townhouse in Miami Gardens featuring 4 bedrooms and 2 full bathrooms, with one bathroom conveniently located downstairs and the other upstairs. This home offers a functional layout, ample living space, and a large private patio with a BBQ area—perfect for entertaining and enjoying South Florida living. Plenty of parking with room for multiple vehicles. Conveniently located near schools, shopping, dining, parks, and major highways. No HOA or association, providing added flexibility and no association restrictions. Excellent opportunity for homeowners or investors.

Getting Around

36
WalkingCar-Dependent
38
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

8/10
5/10
Carol City Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,211
  • Total interior livable area: 1,211 sqft

Property

Details

  • Parcel number: 3421050141010
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Exterior features: None,Barbecue
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$115$1,380
Property Taxes $259$3,108
Electricity $197$2,366
Total$2,517$30,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,297/yr
40% on housing$75,510/yr
45% on housing$67,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 33055$272
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33055$339
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$385,000
2025-06-20Listing removed$395,000
2025-02-17Price change$395,000
2024-12-10Listed for sale$415,000
2024-06-21Listing removed--
2024-06-11Listed for rent$3,985
2024-06-10Listing removed--
2024-01-23Listed for rent$3,985
2007-08-25Sold$170,000
2006-03-07Sold$135,000

For Sale by Agent

AgentElizabeth Armengol
BrokerageKeller Williams Realty International Lifestyles

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