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1627 N Lotus Ave, Chicago, IL, 60639

4beds
2baths
--sqft
$489,000
--price/sqft
$3,586/moest. monthly cost
$143,440/yrincome needed

About This Home

Very well maintained and updated Brick 2 unit with finished basement and separate utilities !!. Updated kitchens and baths are a true delight, 42 inch cabinets in kitchen and most appliances stay! Hardwood floors throughout, both units are 2 bedrooms plus 2nd floor could possibly be 3bedrooms. 3 Gas forced air heating units plus 2 car garage with newer roof and pad. 2nd floor vacant

Getting Around

86
WalkingVery Walkable
64
TransitGood Transit
57
BikeBikeable

Schools

3/10
Young Elementary SchoolGrades PK-80.4 mi
1/10
Foreman High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+

Property

Details

  • Parcel number: 13333220110000
  • Special condition: None

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 30x125

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$280$3,360
Property Taxes $704$8,448
Electricity $130$1,569
Total$3,586$43,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,948/yr
40% on housing$107,580/yr
45% on housing$95,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60639$268
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60639$227
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$489,000
2026-07-31Listed for sale$489,000
2026-07-31Listing removed$489,000
2026-05-20Listing removed$489,000
2026-03-11Contingent$489,000
2026-02-16Listed for sale$489,000

For Sale by Agent

AgentCedrick Hunter, CRB
BrokerageHunter's Realty, Inc.

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