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16 Pioneer Way, Springfield, MA, 01119

2beds
1baths
540sqft
$99,000
$183price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

This cozy 2-bedroom, 1-bath mobile home offers 540 square feet of smart, efficient living space—perfect for those looking to own instead of rent. With a low and affordable HOA fee of just $231, this home makes monthly expenses predictable and budget-friendly. Whether you’re a first-time buyer, downsizing, or looking for a more affordable housing option, this home delivers a great chance to build equity and enjoy the pride of ownership without the high cost of traditional housing.

Getting Around

71
WalkingVery Walkable
43
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
Warner SchoolGrades PK-50.5 mi
3/10
STEM Middle AcademyGrades 6-82.7 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Modular

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 540

Heating & Cooling

  • Heating features: Central,Forced Air,Oil,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 540
  • Total interior livable area: 540 sqft

Property

Details

  • Zoning: R

Features

  • Exterior features: Storage

Lot

  • Lot size: 540 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$47$564
Property Taxes $116$1,392
Electricity $354$4,259
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 01119$149
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01119$265
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$99,000
2026-03-16Price change$105,000
2026-02-07Listed for sale$110,000
2024-12-02Listing removed$66,999
2024-10-02Listed for sale$66,999

For Sale by Agent

AgentLisa Luciano
BrokerageFathom Realty

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