196 E Main St, Westminster, MD, 21157
About This Home
Prime Commercial/Potential Residential Office/Home with Private Rear Parking | 196 E. Main St., Westminster, MD 21157. Exceptional end-unit rowhome in the heart of downtown Westminster! This versatile commercial property offers 4/5 private offices/bedrooms, including 1 on the main level, 2 bathrooms, and 2 entrances— 1 of which is handicap accessible with designated handicap parking. Situated just 1 block from the old historic courthouse and 3 blocks from the main courthouse, the location is ideal for legal, professional, medical offices, or small business. Enjoy the enduring charm of exposed brick accent walls, permanent stone foundation, and classic architecture, blended seamlessly with modern amenities including central A/C, natural gas heat, and a private 10-spot paved parking lot—a rare downtown find. Recent upgrades include a new HVAC system (2023), newer windows (2017), and water heater (2017). Additional dry attic and basement storage provide ample room for files, supplies, or equipment. Walkable to restaurants, shops, and local businesses—this is a unique opportunity to own a character-rich, highly functional office space in one of Westminster’s most desirable commercial corridors.
Getting Around
Very Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1890
Materials
- Foundation: Permanent
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic,Breakfast Area,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space
- Flooring: Carpet,Wood
- Finished area below ground: 0
- Finished area above ground: 2,316
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,632
- Total interior livable area: 2,316 sqft
Kitchen
- Level: Main
Office
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0707054394
- Zoning: COMMERCIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Exterior features: Lighting,Rain Gutters,Storage,Balcony
- Has view: Yes
- View description: Street
Lot
- Lot size: 4,273 sqft
- Features: Corner Lot,Level,Downtown
Parking
- Total spaces: 10
- Parking features: Handicap Parking,Lighted,Parking Space Conveys,Paved,Parking Lot,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $289 | $3,468 |
| Electricity | $295 | $3,540 |
| Total | $2,729 | $32,748 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $400,000 |
| 2026-05-11 | Listing removed | $475,000 |
| 2025-11-10 | Price change | $475,000 |
| 2025-06-14 | Price change | $500,000 |
| 2025-05-01 | Listed for sale | $535,000 |
| 2025-02-20 | Listing removed | $560,000 |
| 2024-10-02 | Listed for sale | $560,000 |
View on Zillow