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1984 Harpswell Island Road, Bailey Island, ME, 04003

3beds
3baths
2,152sqft
$949,000
$441price/sqft
$6,008/moest. monthly cost
$240,320/yrincome needed

About This Home

Twin Vistas, Set just over the iconic Cribstone Bridge, this classic coastal Cape captures the very best of life on Bailey Island. With both sunrise and sunset ocean views, the setting alone is enough to slow you down and make you stay awhile. You'll love the high end finishes like hardwood floors, a gas fireplace, even both high-gloss painted plank and tin ceilings. This island home blends historic charm with thoughtful updates, highlighted by a freshly renovated kitchen offering black soapstone over bright white cabinets and beautifully updated bathrooms. Warm, inviting, and generous living spaces make it easy to gather with family and friends, while the in-ground pool wrapped by a large sunny deck offers a rare and welcome touch for summer days along the coast. Step outside and you're within easy walking distance to several of the island's beloved restaurants, and beaches, allowing you to be a part of that easy, carefree rhythm Bailey Island is known for. Whether you're looking for a strong short-term rental opportunity, a comfortable family retreat, or a low-maintenance coastal home to enjoy year-round, this property offers real flexibility. Close to vibrant Brunswick and within an hour to the airport in Portland, all while being surrounded by the best of Harpswell, you'll have quick access to boating, kayaking, hiking trails, and all the simple pleasures that come with living close to the water. An island gem from the moment you arrive.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-814.1 mi
4/10
Mt Ararat High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Unfinished

Bedroom1

  • Features: Closet
  • Level: Second

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Cathedral Ceiling(s)
  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Den

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Dining Room

  • Features: Dining Area,Informal
  • Level: First
  • Area: 242
  • Dimensions: 22 x 11

Family Room

  • Features: Wood Burning Fireplace
  • Level: First

Features

  • 1st Floor Bedroom,Attic,Bathtub,Pantry,Shower,Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,152

Heating & Cooling

  • Heating features: Baseboard,Direct Vent Furnace,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 2,152 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Features: Heat Stove
  • Level: First
  • Area: 210
  • Dimensions: 21 x 10

Primary Bedroom

  • Features: Full Bath,Suite
  • Level: Second

Sunroom

  • Features: Four-Season,Heated,Skylight
  • Level: First
  • Area: 198
  • Dimensions: 22 x 9

Property

Details

  • Parcel number: 1984Harpswell Island RdHarpswel2511
  • Zoning: interior

Features

  • Private pool: Yes
  • Patio & porch: Deck,Patio,Porch
  • Waterbody name: Harpswell Sound

Lot

  • Lot size: 8,712 sqft
  • Features: Near Public Beach,Level,Open Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance $100$1,200
Property Taxes $798$9,576
Electricity $312$3,753
Total$6,008$72,096

Income You'd Need if You Spent...

35% on housing$205,988/yr
40% on housing$180,240/yr
45% on housing$160,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 04003$833
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04003$664
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$949,000

For Sale by Agent

AgentEngel & Volkers Casco Bay
BrokerageEngel & Volkers Casco Bay

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