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321 El Barco, Corsicana, TX, 75109

5beds
5baths
4,298sqft
$1,000,000
$233price/sqft
$7,212/moest. monthly cost
$288,480/yrincome needed

About This Home

Experience elevated lake living at its finest in this stunning new construction waterfront retreat located on the shores of Richland Chambers Lake in Corsicana, Texas. Situated in the exclusive and secluded Vista Ridge subdivision, 321 El Barco offers the perfect blend of luxury, comfort, and breathtaking lake views on approximately one acre. This thoughtfully designed home features 5 spacious bedrooms, 5 full bathrooms, and an exceptional floor plan tailored for both entertaining and everyday living. From the moment you enter, you’ll notice the attention to detail, upscale finishes, and natural light flowing throughout the open-concept design. Expansive living spaces are complemented by soaring ceilings, designer fixtures, and walls of windows that capture picturesque water views. The gourmet kitchen is a true centerpiece, complete with premium appliances, custom cabinetry, oversized island, elegant countertops, and abundant storage—perfect for hosting gatherings or quiet evenings at home. The luxurious primary suite provides a peaceful retreat with spa-inspired bath features and generous walk-in closet space. Additional ensuite bedrooms offer privacy and flexibility for guests or multi-generational living. Designed to embrace the outdoor lake lifestyle, the property offers ample space for future outdoor entertaining areas, pool possibilities, and direct enjoyment of Richland Chambers Lake. Whether you’re searching for a full-time residence, luxury weekend escape, or investment opportunity, this home delivers the perfect combination of sophistication and relaxation. Located just a short drive from the Dallas-Fort Worth Metroplex, Richland Chambers Lake is known for boating, fishing, recreation, and serene waterfront living. This rare opportunity allows buyers to enjoy modern luxury in one of the area’s most desirable lakefront communities. Luxury. Privacy. Waterfront living. Welcome to 321 El Barco.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Mildred Elementary SchoolGrades PK-57.5 mi
6/10
Mildred High SchoolGrades 6-127.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Trash Compactor,Tankless Water Heater,Vented Exhaust Fan,Water Purifier,Wine Cooler

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: First
  • Dimensions: 22 x 15

Features

  • Wet Bar,Built-in Features,Chandelier,Central Vacuum,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Smart Home,Cable TV,Wired for Data,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace features: Electric,Insert
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 15 x 10

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 4,298 sqft

Kitchen

  • Level: First
  • Dimensions: 18 x 11

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 30 x 20

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub,Stone Counters
  • Level: First
  • Dimensions: 11 x 12

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Media Room

  • Level: Second
  • Dimensions: 15 x 10

Property

Details

  • Parcel number: 63227

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterbody name: Richland-Chambers

Lot

  • Lot size: 1.03 Acres
  • Features: Acreage,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Door-Single,Driveway,Garage,Garage Door Opener,Inside Entrance,Oversized,Garage Faces Side,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$419$5,028
Property Taxes $1,266$15,192
Electricity $471$5,663
Total$7,212$86,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,268/yr
40% on housing$216,360/yr
45% on housing$192,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 75109$280
Navarro County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 75109$250
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$1,000,000
2026-04-23Listing removed$585,000
2026-03-06Listed for sale$585,000
2026-02-05Listing removed$1,495,000
2025-05-29Listed for sale$1,495,000
2025-04-25Listing removed$1,445,000
2025-03-22Price change$1,445,000
2024-10-18Listed for sale$1,495,000

For Sale by Agent

AgentRudy Martinez
BrokerageThe Mitchell Lloyd Realty Group

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