See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

548 S Harvard Ave, Addison, IL, 60101

4beds
2baths
1,100sqft
$420,000
$382price/sqft
$3,060/moest. monthly cost
$122,400/yrincome needed

About This Home

Welcome to 548 S. Harvard Ave., a beautifully maintained ranch home situated on a desirable corner lot in one of Addison's established neighborhoods. Lovingly cared for by the same family since it was built, this home reflects decades of pride of ownership and has been thoughtfully upgraded while preserving its warmth and character. The spacious corner lot offers expansive side yards, providing exceptional outdoor space for entertaining, gardening, play, or future possibilities. Inside, you'll find a comfortable and functional layout with approximately 1,110 square feet of living space, an attached garage, and a partially finished basement that adds valuable flex space for recreation, a home office, or additional storage. Conveniently located near parks, schools, shopping, dining, and major expressways, this home offers the perfect blend of comfort, convenience, and timeless appeal.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
5/10
9/10
Addison Trail High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Bedroom4

  • Level: Basement
  • Area: 140
  • Dimensions: 10X14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Family Room

  • Level: Basement
  • Area: 700
  • Dimensions: 28X25

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Laundry

  • Level: Basement
  • Area: 285
  • Dimensions: 19X15

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0333207018
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 8,370 sqft

Parking

  • Total spaces: 1
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$146$1,752
Property Taxes $661$7,932
Electricity $130$1,569
Total$3,060$36,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,914/yr
40% on housing$91,800/yr
45% on housing$81,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 60101$223
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60101$217
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$410,000
2026-07-30Listed for sale$420,000

For Sale by Agent

AgentMichael Eldridge
BrokerageColdwell Banker Realty

Similar Homes