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646 W Babcock Ave, Elmhurst, IL, 60126

3beds
2baths
1,700sqft
$610,000
$359price/sqft
$4,356/moest. monthly cost
$174,240/yrincome needed

About This Home

Beautifully rehabbed 3-bedroom, 2-bath home offering 1,700 sq ft of thoughtfully designed living space in the heart of Elmhurst. This open-concept home features a spacious living room that flows seamlessly into a stunning kitchen with a custom-built island, new cabinetry, stainless steel appliances, and updated flooring throughout. The expansive finished basement adds incredible living space, highlighted by a custom-built 200 sq ft bathroom-perfect for entertaining or extended living. Step outside to a huge, FULLY fenced backyard on nearly a 1/4-acre lot, complete with a beautiful patio, oversized 2.5-car garage, and a large driveway offering ample parking. Ideally located just minutes from downtown Elmhurst and Metra access, with walking distance to parks and top-rated schools. Fantastic opportunity to own a fully remodeled home in one of Elmhurst's most desirable neighborhoods. Broker owned. Roof & Garage (2020). Furnace (2022). Electrical Panel (2025). Sump pump system (2025). Fence (2025).

Getting Around

27
WalkingCar-Dependent
0
TransitNo Nearby Transit
55
BikeBikeable

Schools

9/10
7/10
10/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,In Bathroom,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement
  • Area: 350
  • Dimensions: 25X14

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Laundry

  • Level: Basement
  • Area: 176
  • Dimensions: 11X16

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 21X15

Master Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Mud Room

  • Level: Main
  • Area: 16
  • Dimensions: 4X4

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0334204004
  • Special condition: None

Lot

  • Lot size: 8,950 sqft
  • Lot size dimensions: 50X179

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$182$2,184
Property Taxes $960$11,520
Electricity $130$1,569
Total$4,356$52,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,348/yr
40% on housing$130,680/yr
45% on housing$116,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 60126$351
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60126$358
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$675,000
2026-05-04Listing removed$699,000
2026-04-20Price change$699,000
2026-04-11Price change$720,000
2026-03-24Listed for sale$725,000
2025-08-12Sold$380,000
2025-07-14Contingent$399,990
2025-07-07Price change$399,990
2025-06-24Price change$409,999
2025-06-10Price change$415,000
2025-05-22Listed for sale$425,000
1984-05-01Sold$71,000

For Sale by Agent

AgentJoseph Alvarado
BrokerageChicagoland Brokers, Inc

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