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12021 107th Ct N, Largo, FL, 33778

3beds
2baths
1,484sqft
$525,000
$354price/sqft
$3,404/moest. monthly cost
$136,160/yrincome needed

About This Home

You'll love this beautifully renovated three bedroom, two bathroom block home, tucked away at the end of a quiet, pretty cul de sac in one of Largo's most charming and family friendly neighborhoods. Every inch of the home has been thoughtfully updated with elegant finishes and real care, because the home was remodeled with the intention to stay, not just to sell. That means quality craftsmanship throughout, not a quick flip. One of the best features is the peace of mind this home offers. It sits on one of the highest elevations in Pinellas County, on a raised lot that removes any flooding worries entirely. Add to that the solid concrete block construction and brand new PGT hurricane impact windows, and you have exceptional storm protection, energy efficiency, and sound insulation. The windows come with a transferable ten year warranty, which helps lower insurance premiums, a real benefit for Florida homeowners. Inside, luxury vinyl plank flooring flows through an open layout with vaulted ceilings and an exposed brick fireplace that anchors the living room. The stunning quartz Viola kitchen features stainless steel Samsung appliances, soft close cabinetry, elegant lighting, and a large kitchen island with seating for casual dining. The split floor plan offers a private master suite with a walk in closet and ensuite bath, while the second bath, finished with Delta brass fixtures and a dual vanity, sits between the two additional bedrooms. A separate formal dining area provides space for larger gatherings or holiday meals. The updates go well beyond what you can see. A brand new Owen Corning shingle roof was installed in 2025 with a transferable twenty five year warranty. The entire electrical system has been upgraded, including a new panel, wiring, outlets, and switches. There's a new water heater, and all plumbing fixtures and valves have been replaced. The central HVAC system was replaced in 2018 and recently enhanced with all new ductwork and insulation. Outside, you'll find brand new landscaping with fresh sod, a new irrigation system and well pump on relay, and a brand new vinyl fenced yard, perfect for pets, family, or outdoor entertaining. The two car garage provides ample storage and parking. And the location is just as impressive. You're close to the beach, near Clearwater, about a thirty minute drive to both Tampa International Airport, Clearwater St. Pete Airport, and vibrant downtown St. Pete. This home truly offers the perfect balance of design, efficiency, security, and convenience. It's hurricane ready, move in ready, and waiting for you to see it in person.

Getting Around

1
WalkingCar-Dependent
18
TransitMinimal Transit
52
BikeBikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-81.6 mi
4/10
Seminole High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Solid Surface Counters
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,484 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 163015647560020060
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden

Lot

  • Lot size: 6,734 sqft
  • Lot size dimensions: 75 x 102

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$230$2,760
Property Taxes $323$3,876
Electricity $197$2,366
Total$3,404$40,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,708/yr
40% on housing$102,120/yr
45% on housing$90,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 33778$168
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33778$274
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$559,000
2025-11-24Sold$525,000
2025-11-17Pending sale$559,000
2025-10-31Listed for sale$559,000
2025-10-24Listing removed$575,000
2025-10-14Price change$575,000
2025-10-09Listed for sale$599,999

For Sale by Agent

AgentPeter Arner
BrokerageCOMPASS FLORIDA LLC

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