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2215 NW 98TH STREET, Miami, FL, 33147

2beds
1baths
906sqft
$430,000
$475price/sqft
$3,349/moest. monthly cost
$133,960/yrincome needed

About This Home

Welcome to your next opportunity in the heart of Miami! This charming 2-bedroom, 1-bath single-family home offers the perfect blend of comfort, potential, and outdoor space. Situated on an oversized 8,250-square-foot lot, this property provides endless possibilities for expansion, outdoor entertaining, a garden oasis, or future enhancements to suit your lifestyle. Inside, you'll find a functional floor plan filled with natural light, creating a warm and inviting atmosphere. Whether you're a first-time homebuyer, downsizing, or searching for an investment opportunity, this home offers exceptional value with room to make it your own. The spacious backyard is a true highlight, offering plenty of space for family gatherings, pets, recreational vehicles, or creating your dream outdoor retreat. Conveniently located near major highways, schools, parks, shopping, dining, and public transportation, you'll enjoy easy access to everything Miami has while living in an established neighborhood, Buyer's agent to verify all measurements. More Pics to come

Getting Around

54
WalkingSomewhat Walkable
45
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
Madison Middle SchoolGrades 6-81.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: None

Bathroom1

  • Level: First
  • Area: 45
  • Dimensions: 5x9

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Family Room

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Features

  • None
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 906
  • Total interior livable area: 906 sqft

Kitchen

  • Level: First
  • Area: 135
  • Dimensions: 9x15

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 10x15

Property

Details

  • Parcel number: 3031030130080
  • Zoning: 3151
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 8,250 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$160$1,920
Property Taxes $818$9,816
Electricity $197$2,366
Total$3,349$40,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,822/yr
40% on housing$100,470/yr
45% on housing$89,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 33147$251
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33147$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$430,000
2026-07-14Listed for sale$430,000

For Sale by Agent

AgentMary Reed
BrokerageFIRST LADY REALTY AND INVESTMENTS

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