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3041 NW 95th Ter, Miami, FL, 33147

4beds
3baths
1,504sqft
$565,000
$376price/sqft
$4,053/moest. monthly cost
$162,120/yrincome needed

About This Home

Beautiful 4 bedroom, 3 bath home located in a quiet and well established neighborhood. The property offers a spacious living area, and a large master suite with plenty of closet space. Enjoy a huge patio. The home also offers plenty of space to park boat or multiple vehicles. No HOA. Ideal for investors or large families looking for comfort and space. Close to major roads, schools, shopping, and more. Easy to show.

Getting Around

58
WalkingSomewhat Walkable
42
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

2/10
4/10
Madison Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1944

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Storage
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,964
  • Total interior livable area: 1,504 sqft

Property

Details

  • Parcel number: 3031040031853
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Open Porch,Patio
  • Exterior features: Barbecue
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 7,700 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Driveway,Other,Paver Block,Rv/Boat Parking,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$211$2,532
Property Taxes $789$9,468
Electricity $197$2,366
Total$4,053$48,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,960/yr
40% on housing$121,590/yr
45% on housing$108,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 33147$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33147$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-08Price change$579,000
2025-11-26Listed for sale$594,000
2025-11-23Listing removed$598,000
2025-10-22Price change$598,000
2025-07-29Price change$625,000
2025-06-17Price change$635,000
2025-04-16Listed for sale$646,000
2020-03-06Sold$331,000
2019-12-31Pending sale$345,000
2019-11-24Listed for sale$345,000
1999-03-15Sold$123,600

For Sale by Agent

AgentJulian Bernilla
BrokerageJosly Realty

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